You Need a Budget (YNAB)

You Need a Budget (YNAB)

You Need a Budget (YNAB) is an online budgeting tool that follows the envelope system popularized by Dave Ramsey. The key idea is to store the cash to meet separate categories of household expenses in separate "envelopes". This differentiates YNAB from Mint which focuses on traditional cash-flow budgeting and planning. Sign up to YNAB and get your referral link.




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