The 58 Best Loan Affiliate Programs of 2023

People from all walks of life consider taking out a loan. Ready to earn more revenue from it? Take a look at our list of loan affiliate programs.

By Andrew Fiebert Updated September 25, 2023

Looking to make money with Loan Affiliate Programs? You're in the right place! We're here to give you the real deal, no fluff. Get ready to dive into the world of loan affiliate monetization with our practical advice and valuable insights. Let's jump right into it!

Jump straight to the affiliate programs

Why Choose a Loan Affiliate Program?

Choosing the right affiliate program is an essential part of any winning affiliate marketing strategy.

Loan affiliate programs are a great opportunity for individuals or businesses looking to earn extra income by referring customers to lenders. Here are some reasons why you should consider choosing loan affiliate programs:

  • High earning potential: Loan affiliate programs offer attractive commission rates, allowing you to earn significant income for each successful referral you make.
  • Wide range of lenders: These programs often partner with multiple lenders, giving you access to a diverse selection of loan options to cater to different customer needs.
  • Flexible marketing strategies: You have the freedom to choose how you want to promote the loan offers, whether through websites, blogs, social media, or other channels that suit your style and target audience.
  • Passive income: Once you refer a customer and they successfully obtain a loan, you can earn commissions without having to do any additional work. This allows you to generate passive income over time.
  • No financial risk: As an affiliate, you don't have to worry about any financial risk associated with lending. Your main focus is on referring potential customers, leaving the loan approval process and repayment to the lenders.
  • Support and resources: Many loan affiliate programs provide affiliates with marketing materials, training, and support to help you succeed in promoting their loan offers.

Considering these benefits, loan affiliate programs present a lucrative opportunity for individuals or businesses interested in earning income through referrals in the lending industry.

Looking for programs in a different niche? Check out our full Affiliate Programs Database.

How We Picked the Best Loan Affiliate Programs

Commission Structure

We analyze each program's commission structure to evaluate how lucrative the program will be for our readers.

Product Quality

Before we recommend a program, we ensure the product offerings are high-quality and trustworthy.

Brand Reputation

We give extra weight to brands with stellar reputations for taking care of their affiliates.

Payout Terms

Different programs have different payout thresholds and frequencies that we considered when writing our list.

Top 58 Loan Affiliate Programs in 2023

  1. Credible


    Commission Rate: $240 Per Sale

    Cookie Duration: 45 Days

    Credible homepage

    Credible is an excellent affiliate program for anyone looking to help students find the best loans for their studies. Not only do they specialize in matching students with the right loans, but they also offer the opportunity to refinance existing loans. This is a great way to ensure that students are getting the most out of their financial options.

    With a commission rate of $240 per sale, Credible offers a generous compensation for affiliates. This means that for every successful referral, affiliates can earn a substantial amount. Additionally, the 45-day cookie duration ensures that affiliates have a longer window to earn commissions on any subsequent purchases made by referred customers.

    One of Credible's most popular products is their loan comparison service, which allows students to easily compare different loan options and find the best fit for their needs. Another popular offering is their loan refinancing service, which helps students save money by securing lower interest rates on their existing loans.

    Join the Credible Affiliate Program
  2. Quicken Loans

    Quicken Loans

    Commission Rate: $15 - $20 Per Lead

    Cookie Duration: 90 Days

    Quicken Loans homepage

    Quicken Loans is an outstanding affiliate program that stands out in the mortgage and mortgage refinancing industry in the United States. With a track record of winning awards for 10 consecutive years, they have proven their excellence and reliability.

    One of the reasons why Quicken Loans is a great choice for affiliates is their competitive commission rate of $15 - $20 per lead. This rate is higher than the average, allowing affiliates to earn a generous income. Additionally, the 90-day cookie duration ensures that affiliates can earn commissions for a longer period of time, giving them more opportunities to maximize their earnings.

    Quicken Loans offers a wide range of popular products, including mortgage and mortgage refinancing options. Their expertise in these areas, along with their stellar reputation, makes them a trusted choice for customers. Affiliates can easily promote these products knowing that they are offering valuable solutions to potential homebuyers and homeowners.

    Join the Quicken Loans Affiliate Program
  3. Fairstone Canada Personal Loans

    Fairstone Canada Personal Loans

    Commission Rate: $21 Per Lead

    Cookie Duration: 30 Days

    Fairstone Canada Personal Loans homepage

    Looking for a great affiliate program? Look no further than Fairstone Canada Personal Loans. With almost 100 years of experience in the lending industry, they have built a reputation as a trusted lender. Their quick loans are designed specifically for Canadians with fair to good credit scores.

    What sets Fairstone Canada Personal Loans apart from other affiliate programs? For starters, they offer an impressive commission rate of $21 per lead. This means that for every person you refer who successfully applies for a loan, you earn $21. With a generous cookie duration of 30 days, you have plenty of time to earn commissions from your referrals.

    Fairstone Canada Personal Loans offers a range of loan products to suit different needs. Their most popular products include personal loans for debt consolidation, home renovations, and unexpected expenses. Whether your audience is looking to pay off high-interest debt or fund a home improvement project, Fairstone Canada Personal Loans has a loan option for them.

    Join the Fairstone Canada Personal Loans Affiliate Program
  4. American Express

    American Express

    Commission Rate: Up to $200 Per Sale

    Cookie Duration: 7 Days

    American Express homepage

    American Express stands out as one of the top three credit card companies in the industry, making it a fantastic choice for an affiliate program. With its long-standing reputation, American Express has become synonymous with credit card usage, instilling trust and confidence in potential customers.

    One of the key reasons why American Express is a great affiliate program is its impressive commission rate. Affiliates can earn up to $200 per sale, which is higher than the industry average. This generous commission provides a lucrative opportunity for affiliates to earn substantial income through promoting American Express products.

    In addition to the attractive commission rate, American Express offers a competitive cookie duration of 7 days. This means that if a customer clicks on your affiliate link and makes a purchase within 7 days, you will still receive credit for the sale. This longer cookie duration enhances the chances of earning commissions even if the customer doesn't make an immediate purchase.

    American Express offers a wide range of popular products, including their prestigious Platinum Card, which provides exclusive benefits and rewards to cardholders. They also have the popular Blue Cash Preferred Card, which offers generous cashback rewards on everyday purchases. These products, along with many others, provide ample opportunities for affiliates to promote and earn commissions.

    Join the American Express Affiliate Program
  5. SoFi


    Commission Rate: $100 - $150 Per Lead

    Cookie Duration: 30 Days

    SoFi is an online personal finance company that provides student loan refinancing, mortgages, personal loans, investing, and banking.

    Join the SoFi Affiliate Program
  6. LendingClub


    Commission Rate: $100 Per Referral

    Cookie Duration: Unknown

    LendingClub is a peer-to-peer lending company. If you need a loan, you make a pitch and a pool of hundreds of people will lend you the money.

    Join the LendingClub Affiliate Program
  7. BBVA Bank

    BBVA Bank

    Commission Rate: $85 Per Lead

    Cookie Duration: Direct Link (Session Only)

    BBVA Bank has been around since the 60s and, like a typical bank, offers checking accounts, loans, mortgages, and credit cards.

    Join the BBVA Bank Affiliate Program
  8. American Express Canada

    American Express Canada

    Commission Rate: $200 Per Sale

    Cookie Duration: 7 Days

    Your Canadian website visitors can take advantage of the usual perks of being an American Express user, like getting a cash-back or flexible rewards card

    Join the American Express Canada Affiliate Program
  9. 1-800 AUTO YES

    1-800 AUTO YES

    Commission Rate: $12 Per Order

    Cookie Duration: 45 Days

    1-800 AUTO YES is an online lending site, offering the quickest way, highest paying auto-loan lead generating program.

    Join the 1-800 AUTO YES Affiliate Program
  10. Check Into Cash

    Check Into Cash

    Commission Rate: $12 - $45 Per Item

    Cookie Duration: 30 Days

    Check Into Cash is a national leader in direct lending, providing customers with affordable, short-term, small-dollar credit solutions.

    Join the Check Into Cash Affiliate Program
  11. Lending Tree

    Lending Tree

    Commission Rate: $1 - $70 Per Lead

    Cookie Duration: 14 Days

    Lending Tree is one of the better-known price comparison sites for loans, credit cards, and insurance products and services.

    Join the Lending Tree Affiliate Program
  12. CIT Bank

    CIT Bank

    Commission Rate: $100 Per Order

    Cookie Duration: 30 Days

    CIT Bank has survived multiple depressions and recessions and is still going strong. Their financial products include personal and commercial banking.

    Join the CIT Bank Affiliate Program
  13. Lexington Law

    Lexington Law

    Commission Rate: $65 Per Sale

    Cookie Duration: 30 Days

    Lexington Law has the legal background and experience to spot inaccurate items on your credit report and have those items corrected or removed.

    Join the Lexington Law Affiliate Program
  14. National Funding

    National Funding

    Commission Rate: 5% Per Sale

    Cookie Duration: 60 Days

    National Funding serves the small business community, offering the fastest way to get funding for your business.

    Join the National Funding Affiliate Program
  15. Upstart


    Commission Rate: $120 Per Sale

    Cookie Duration: 45 Days

    You can use Upstart to pay off credit cards, student loans, or to consolidate debt with loans ranging from $1,000 to $50,000.

    Join the Upstart Affiliate Program
  16. Capital Bank

    Capital Bank

    Commission Rate: $25 Per Sale

    Cookie Duration: 30 Days

    Using a secured credit card--like the OpenSky from Capital Bank--is one of the smartest ways to improve your credit score.

    Join the Capital Bank Affiliate Program

    Commission Rate: $100 Per Order

    Cookie Duration: 45 Days was established in 1997 to offer people a quick, convenient, and secure method to get a cash advance online.

    Join the Affiliate Program
  18. Credit Sesame

    Credit Sesame

    Commission Rate: Unknown

    Cookie Duration: Unknown

    Credit Sesame is a credit and loan company. Use Credit Sesame to estimate your credit score without negatively affecting.

    Join the Credit Sesame Affiliate Program

    Commission Rate: 76% Per Approved Loan

    Cookie Duration: Unknown

    Personal Loans is an easy and convenient platform for customers to find personal loan offers through a network of lenders and partners.

    Join the Affiliate Program
  20. Ally Invest

    Ally Invest

    Commission Rate: $25 - $50 Per Sale

    Cookie Duration: 45 Days

    Ally Invest is a digital investing platform offering commission-free stock, ETF, and options trading. Get 24/7 customer support and a variety of tools.

    Join the Ally Invest Affiliate Program
  21. Upgrade


    Commission Rate: $40 - $160 Per Lead

    Cookie Duration: 30 Days

    Upgrade offers loans, as well as its own credit card. Get a credit line of up to $20,000 but with an interest rate closer to a personal loan.

    Join the Upgrade Affiliate Program

    Commission Rate: 76% Per Lead

    Cookie Duration: 45 Days provides an easy and convenient way for consumers to be matched with a personal loan of up to $5,000.

    Join the Affiliate Program
  23. Leads Zoom

    Leads Zoom

    Commission Rate: $70 Per Order

    Cookie Duration: 30 Days is a convenient platform to find a personal loan, connecting consumers needing fast, hassle-free financial assistance with reputable lenders.

    Join the Leads Zoom Affiliate Program

    Commission Rate: $5 Per Sale

    Cookie Duration: 45 Days is an online direct lending marketplace where customers with fair, good, and great credit get Real Loans, in Real-Time.

    Join the Affiliate Program
  25. Earnest


    Commission Rate: $200 Per Referral

    Cookie Duration: Unknown

    Earnest is an online lender offering customized, affordable, private student loans and student loan refinancing. Customers create flexible repayment terms.

    Join the Earnest Affiliate Program
  26. Ascent Student Loans

    Ascent Student Loans

    Commission Rate: $50 Per Order

    Cookie Duration: 90 Days

    Ascent Student Loans is an innovative student loan company, giving students more opportunities to pay for college with or without a cosigner.

    Join the Ascent Student Loans Affiliate Program
  27. FutureFuel


    Commission Rate: $12.50 Per Order

    Cookie Duration: 45 Days

    FutureFuel empowers employers and financial institutions to deploy digital solutions designed to crush student debt.

    Join the FutureFuel Affiliate Program
  28. Lend-Grow Student Loans

    Lend-Grow Student Loans

    Commission Rate: $125.00 - $225.00 Per Sale

    Cookie Duration: 60 Days

    Lend-Grow, Inc. matches borrowers with lenders across the country who want to find the best deals for them.

    Join the Lend-Grow Student Loans Affiliate Program
  29. Zip App

    Zip App

    Commission Rate: $5 Per Sale

    Cookie Duration: Session-based

    Zip App is a leading global Buy Now, Pay Later (BNPL) company providing fair and seamless solutions that simplify how people pay.

    Join the Zip App Affiliate Program
  30. PenFed


    Commission Rate: $0.00 - $125.00 Per Order

    Cookie Duration: 30 Days

    PenFed Credit Union offers market-leading certificates, checking, credit cards, loans, and a wide range of other financial services.

    Join the PenFed Affiliate Program
  31. Kapitus Business Financing

    Kapitus Business Financing

    Commission Rate: $50 Per Sale

    Cookie Duration: 45 Days

    Kapitus is designed to help you run your business, finding the best financing solutions for small businesses.

    Join the Kapitus Business Financing Affiliate Program
  32. Bank Affiliates

    Bank Affiliates

    Commission Rate: Varies

    Cookie Duration: Varies hosts some of the most lucrative credit card affiliate programs. It also offers lending, insurance, and retail banking.

    Join the Bank Affiliates Affiliate Program
  33. Creditron


    Commission Rate: $5.63 Per Order

    Cookie Duration: 30 Days

    Creditron online service for The Czech Republic, Poland, and Spain, offering its users a quick and convenient way to select a loan

    Join the Creditron Affiliate Program
  34. Freedom Mortgage

    Freedom Mortgage

    Commission Rate: $40.00 - $60.00 Per Order

    Cookie Duration: 30 Days

    Freedom Mortgage is a top mortgage lender and the nation's #1 VA and FHA lender, servicing mortgages for more than 1.25 million homeowners.

    Join the Freedom Mortgage Affiliate Program
  35. ACE Cash Express

    ACE Cash Express

    Commission Rate: $10 - $60 Per Action

    Cookie Duration: 45 Days

    Ace Cash Express is a financial company that offers payday loans, installment loans, personal loans, and other kinds of loans at fixed rates.

    Join the ACE Cash Express Affiliate Program
  36. CollegeBacker


    Commission Rate: Unknown

    Cookie Duration: 30 Days

    Which college savings plan fits you best? If you want a little more help in choosing the right plan check out CollegeBacker.

    Join the CollegeBacker Affiliate Program
  37. LoanMart


    Commission Rate: $100 Commission Paid on First Loan

    Cookie Duration: 30 Days

    LoanMart has been a trusted source for auto title loans and personal loans for more than a decade with over 250,000 satisfied customers.

    Join the LoanMart Affiliate Program
  38. OppLoans


    Commission Rate: $75 Per Sale

    Cookie Duration: 15 Days

    Apply online for a personal loan up to $4,000. Find a mobile-friendly application, quick decisions, and applying does not impact FICO!

    Join the OppLoans Affiliate Program
  39. Gabi Insurance

    Gabi Insurance

    Commission Rate: $5 Per Lead

    Cookie Duration: 90 Days

    Use Gabi to find a better home insurance plan by simply sending them your current policy details. Save with their home insurance costs!

    Join the Gabi Insurance Affiliate Program

    Commission Rate: £75.00 - £500.00 Per Complete Loan

    Cookie Duration: 30 Days is one of the largest loan brokerages in the UK, delivering excellent commission and conversion rates for our partners.

    Join the Affiliate Program
  41. LendEDU


    Commission Rate: $300 Per Sale

    Cookie Duration: Unknown

    Use LendEDU to compare financial products including student loans, personal loans, small business loans, credit cards, mortgages, and more.

    Join the LendEDU Affiliate Program
  42. Figure


    Commission Rate: Unknown

    Cookie Duration: Unknown

    Make the most of your home equity. Whether you want to take out cash, lower your rate, or both, Figure can help meet your needs.

    Join the Figure Affiliate Program
  43. Mortgage Advisor

    Mortgage Advisor

    Commission Rate: $28 Per Lead

    Cookie Duration: Unknown

    Whatever your reason to be interested in home financing, Mortgage Advisor has something to suit pretty much everyone – including FHA, VA, and USDA loans.

    Join the Mortgage Advisor Affiliate Program
  44. Payoff


    Commission Rate: $150 Per Lead

    Cookie Duration: 30 Days

    Lower stress, understand habits, improve financial wellness, and eliminate credit card balances with a personal loan from Payoff.

    Join the Payoff Affiliate Program
  45. Fundera


    Commission Rate: 32% Per Sale

    Cookie Duration: 30 Days

    Fundera by NerdWallet is a small business financial solutions marketplace that helps small business owners apply for loans and fund their businesses.

    Join the Fundera Affiliate Program
  46. MotoRefi


    Commission Rate: $100 Per Sale

    Cookie Duration: 30 Days

    MotoRefi is built by leaders from technology to refinance your auto loan in a simple, and transparent process.

    Join the MotoRefi Affiliate Program
  47. LendKey


    Commission Rate: Unknown

    Cookie Duration: Unknown

    LendKey is a cloud-based lending platform connecting borrowers with community banks and local credit unions. They also provide lending learning resources.

    Join the LendKey Affiliate Program
  48. Mortgage Training Center

    Mortgage Training Center

    Commission Rate: 50% Per Sale

    Cookie Duration: 30 Days

    Let’s say you're interested in helping people with mortgages as an agen. Check out the Mortgage Training Center! They help with SAFE and NLMS certification.

    Join the Mortgage Training Center Affiliate Program
  49. New Silver | Loans for Real Estate Investors

    New Silver | Loans for Real Estate Investors

    Commission Rate: $50 Per Completed Loan Application, $750 Per Qualified Sale

    Cookie Duration: 60 Days

    New Silver offers loans to real estate investors who want to fix and flip, refinance, or do ground-up construction, or those that have rental property.

    Join the New Silver | Loans for Real Estate Investors Affiliate Program
  50. Prosper


    Commission Rate: Unknown

    Cookie Duration: Unknown

    Investors can filter the loans on Prosper according to their preferred criteria. There is also a feature called Quick Invest that allows loan searching.

    Join the Prosper Affiliate Program
  51. Noah


    Commission Rate: Unknown

    Cookie Duration: Unknown

    Release up to $300,000 in equity in your home with Noah. Noah will only get paid if you sell or refinance your home, or you can repay them within 10 years.

    Join the Noah Affiliate Program
  52. Wiser Advisor

    Wiser Advisor

    Commission Rate: $40 Per Lead

    Cookie Duration: 30 Days

    Wiser Advisor is a free, independent, and unbiased matching service that helps individuals find and connect with the best financial advisor for their needs.

    Join the Wiser Advisor Affiliate Program
  53. Laurel Road

    Laurel Road

    Commission Rate: $400 Per Sale

    Cookie Duration: Unknown

    Laurel Road is a bank that specializes in serving professionals and executives for the refinancing of private and federal student loans.

    Join the Laurel Road Affiliate Program
  54. HDFC Bank

    HDFC Bank

    Commission Rate: Gift voucher of 0.3% or ₹50,000, whichever is lower

    Cookie Duration: Unknown

    HDFC is the largest bank in India. A single home loan conversion can fetch you a commission as large as ₹50,000.

    Join the HDFC Bank Affiliate Program
  55. InstaLend


    Commission Rate: Unknown

    Cookie Duration: Unknown

    InstaLend is a real estate crowdfunding platform that provides accredited investors with access to senior debt investment offerings.

    Join the InstaLend Affiliate Program
  56. CommonBond


    Commission Rate: $200 Per Referral

    Cookie Duration: Unknown

    Isn’t there a better way for people to borrow for school? CommonBond is a marketplace lender that refinances graduate and undergraduate student loans.

    Join the CommonBond Affiliate Program
  57. Nav


    Commission Rate: $5 - $50 Per Sale

    Cookie Duration: 45 Days

    Get personalized financing recommendations (filtered and ranked) from over 110 business credit cards, lines of credit, SBA loans, and more.

    Join the Nav Affiliate Program

How We Selected the Best Loan Affiliate Programs

Criteria for Our Selection

When compiling our list of the 58 best loan affiliate programs, we considered a range of factors to ensure we provided a comprehensive and fair evaluation. Our goal was to help you make the best possible choice for your affiliate marketing needs. Here's a closer look at our selection criteria:

  • Commission Structure: The first thing we looked at was the commission structure. We aimed to include programs that offer competitive and fair commission rates. Some offer a flat fee per sale, while others provide a percentage of the sale value. A few even provide recurring commissions, giving affiliates a share of the ongoing subscription revenue.
  • Product Quality: The quality of the loan itself is critical. After all, it's much easier to sell a product that you believe in and that offers real value to its users. We looked for programs offering high-quality, reputable loan products.
  • Brand Reputation: The reputation of the brand is also important. Well-known and respected brands can be easier to sell, and customers are often more comfortable buying from them.
  • Payout Terms: We considered the payout terms, including the minimum payout threshold and the frequency of payments. Programs that pay out more frequently and have lower payout thresholds are generally more attractive to affiliates.

By considering these factors, we've been able to provide you with a list of loan affiliate programs that are not only profitable but also fair, reputable, and supportive of their affiliates.

Why Trust Our Recommendations?

As leaders in the affiliate marketing industry, the team at Lasso has built a reputation for delivering results. Our team has over a decade of experience building affiliate sites and monetizing them.

At Lasso, we've earned the trust of thousands of affiliate marketers to help them monetize their own websites. Our success as a business is directly correlated to how well we help our customers grow their affiliate revenue.

If you want to be a successful affiliate in the loan niche, you can trust our recommendations to help make it happen.

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