People from all walks of life consider taking out a loan. Ready to earn more revenue from it? Take a look at our list of loan affiliate programs.
• UpdatedThe loan industry has become a lucrative market, projected to reach $1.4 trillion by 2025, growing at a compound annual growth rate (CAGR) of 5.2% from 2020 to 2025, according to Statista. With increasing consumer demand for financial solutions, loan affiliate programs present a rewarding opportunity for individuals and influencers looking to monetize their platforms.
This guide dives into our top 25 Loan Affiliate Programs, helping you navigate this exciting sector. You'll discover key details for each program, such as:
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We analyze each program's commission structure to evaluate how lucrative the program will be for our readers.
Before we recommend a program, we ensure the product offerings are high-quality and trustworthy.
We give extra weight to brands with stellar reputations for taking care of their affiliates.
Different programs have different payout thresholds and frequencies that we considered when writing our list.
Commission Rate: 90%
Cookie Duration: 30 Days
Payout Threshold: $50
Lead Stack Media is a top pay-per-lead affiliate network focused on the personal loan and debt relief sectors, with over 20 proprietary offers spanning across USA, UK, and Australia. Publishers partnering with Lead Stack Media benefit from competitive commission rates of 90%, and gain access to an extensive selection of creative materials for their advertising campaigns.
With payouts ranging up to $300 for personal loan leads, and $1000 for successful debt relief referrals, you can achieve some of the highest payouts in the industry - Join Now.
Join the Lead Stack Media Affiliate Program
Commission Rate: Up to $200 Per Sale
Cookie Duration: 7 Days
Approval Requirements: Valid website, compliance with American Express guidelines, and a completed application process.
Affiliate Network: eBay Partner Network
Payout Threshold: $50
American Express is a titan in the financial services arena, beloved for its premium credit cards and unique rewards programs. They offer a range of personal and business cards, all focusing on travel benefits, cash back, and other perks that keep customers coming back for more. Many people aspire to own an Amex card, thanks to its elite reputation and the exclusive experiences it can provide.
As an affiliate, you can earn up to $200 for each sale, making it a lucrative opportunity for marketers. With a cookie duration of 7 days, you’ll have a short window to capture those conversions, but it’s worth it given the high-value audience likely to consider signing up for an American Express card.
Though some details like payout thresholds and specific approval requirements aren't clear, the chance to earn substantial commissions for promoting a well-respected brand can be a great draw for affiliate marketers. This program taps into a luxury lifestyle appeal that can resonate with consumers from various backgrounds.
Join the American Express Affiliate Program
Commission Rate: $100 - $150 Per Lead
Cookie Duration: 30 Days
Approval Requirements: Publishers must have a content-driven website or social media channel focused on personal finance, investing, or lending; produce original, high-quality content; comply with SoFi brand guidelines and legal/disclosure requirements; submit an application through the affiliate network and receive manual approval; and must not use incentivized traffic or pay-per-click on SoFi trademark terms.
Affiliate Network: Impact
Payout Threshold: $50
SoFi is shaking up the finance world by offering a variety of financial products and services, from student and personal loans to investing and mortgages. They focus on providing users with innovative financial solutions that are straightforward and user-friendly. Plus, they have a significant user base, which speaks to their reputation and trustworthiness in the marketplace.
Their affiliate program is enticing for marketers, offering commissions between $100 and $150 per lead. This benefit, combined with SoFi's growing popularity, can lead to healthy earnings for affiliates. Although the exact affiliate network and approval requirements weren't disclosed, being associated with such a well-known company like SoFi is likely to attract a lot of potential leads.
With SoFi's 30-day cookie duration, you’ve got a solid window for earning those commissions. They make it easy for affiliates to promote their brand with a range of marketing materials. Overall, partnering with SoFi can be a great opportunity for anyone wanting to dive into the finance niche!
Join the SoFi Affiliate Program
Commission Rate: $15 - $20 Per Lead
Cookie Duration: 90 Days
Affiliate Network: CJ Affiliate
Payout Threshold: $50
Quicken Loans, known for its streamlined mortgage application process, is a popular choice for homebuyers looking to secure loans quickly and efficiently. They offer a variety of mortgage products, including conventional, VA, and FHA loans, making them accessible to a wide audience. They've earned a solid reputation in the real estate and finance sectors, becoming one of the largest online lenders in the U.S.
Their affiliate program is an attractive opportunity for marketers. With a commission rate of $15 - $20 per lead, it can be quite lucrative, especially if you're promoting to the right audience. Though the average order value isn't specified, capturing multiple leads can significantly boost your earnings, especially given the potential volume of applications in the housing market.
Affiliates benefit from a generous 90-day cookie duration, giving ample time to follow up with leads. While specific details about approval requirements and payout thresholds weren't available, the overall structure of the program suggests it could be a solid move for anyone looking to earn passive income through financial services.
Join the Quicken Loans Affiliate Program
Commission Rate: $240 Per Sale
Cookie Duration: 45 Days
Approval Requirements: Applicants must apply through the CJ Affiliate network; have an active website or mobile app with original personal finance or student-loan-related content targeting US consumers; comply with CJ Affiliate’s publisher terms and Credible’s branding guidelines, including required disclosures, privacy policy and no incentivized traffic
Affiliate Network: CJ Affiliate
Payout Threshold: $50
Credible is a well-known player in the personal finance space, focusing on helping consumers compare financial products like student loans, personal loans, and mortgage rates. They've built a reputation for making this process easy and accessible, allowing users to find the best financial options tailored to their needs.
Their affiliate program is particularly lucrative, offering affiliates a solid commission rate of $240 per sale. This makes it an attractive choice for those looking to earn money while promoting a service that genuinely helps people save on their financial products. With a cookie duration of 45 days, affiliates have plenty of time to earn their commission after a potential customer clicks their link.
While specific details about approval requirements and payout thresholds aren’t readily available, Credible's popular brand and commitment to transparent financial advice make it a promising option in the affiliate marketing world. Their focus on consumer savings combined with a strong commission structure is a winning combo for affiliates.
Join the Credible Affiliate ProgramWe'll email you a link to the full list.
Commission Rate: Up to $750 Per Lead
Cookie Duration: 30 Days
Affiliate Network: LeadScout
Payout Threshold: $50
LeadScout is a promising option in the affiliate marketing space, especially for those focused on high-ticket items. This program offers affiliates the potential to earn up to $750 per lead, making it an attractive opportunity for marketers looking to maximize their returns. The effective income potential can be substantial, especially if average order values are high.
The program operates with a cookie duration of 30 days, allowing affiliates some leeway to drive conversions even if prospects don’t buy immediately. This window ensures that leads can still result in commissions even if buyers take their time to decide.
Although specifics like approval requirements and payout threshold weren't detailed, LeadScout appears to be targeting a market where selling high-value products is the norm. Affiliates joining this program should be ready to engage with a dedicated and potentially lucrative audience.
Join the LeadScout Affiliate Program
Commission Rate: $100 - $400 Per Lead
Cookie Duration: 45 Days
Approval Requirements: Applicants must have an active website or blog with relevant investing or personal finance content, complete an application via Impact Radius, and agree to the Affiliate Program terms, including no trademark bidding or incentivized or incentivized traffic. Approval is at the program’s discretion.
Affiliate Network: Impact
Payout Threshold: $50
The Motley Fool is a well-respected name in the investment and financial advice business. With a mission to help people achieve financial freedom, they offer various types of subscription services that provide expert insights, stock recommendations, and educational content. Their content is designed to guide both novice investors and seasoned traders in making smart money decisions.
Affiliates can earn a commission for every lead generated, with payouts ranging from $100 to $400—pretty sweet for recommending a trusted brand! Given the brand’s strong following and reputation, many users are eager to sign up for their services, which means numerous chances for affiliates to cash in on those commissions.
The Motley Fool’s affiliate program stays competitive with a 45-day cookie duration, allowing affiliates ample time to secure conversions. Even if specifics about the affiliate network and payout thresholds are unclear, it’s evident that partnering with such a reputable brand is a savvy move for anyone in the affiliate marketing space.
Join the The Motley Fool Affiliate Program
Commission Rate: $100 Per Referral
Cookie Duration: Unknown
Approval Requirements: Publishers must apply and be approved through CJ Affiliate by LendingClub. Approval requires an active, publicly accessible website or mobile app with relevant personal finance or loan-related content, primarily US-based traffic, pre-approval from LendingClub for all promotional channels (email, PPC, social, display), adherence to LendingClub’s branding guidelines, and a non-incentivized traffic policy.
Affiliate Network: Impact Radius
Payout Threshold: $50
LendingClub is a well-known player in the online lending space, revolutionizing how individuals and small businesses access loans. With a strong focus on personal loans, business financing, and auto refinancing, LendingClub has built a solid reputation among borrowers looking for quick and hassle-free loan options. Their user-friendly platform connects borrowers with investors, making it simple to navigate the lending process.
Affiliates can earn a substantial commission of $100 for each new referral, creating a great opportunity for those looking to monetize their online presence. This commission structure is appealing, especially given LendingClub's popularity and their tendency to attract a diverse clientele in need of various lending solutions.
While specific details like cookie duration and payout thresholds are not disclosed, the straightforward commission setup and reputable standing of LendingClub in the finance sector make this affiliate program worth considering. Marketing LendingClub can be especially effective for content creators and bloggers focused on financial topics or lending solutions.
Join the LendingClub Affiliate Program
Commission Rate: $200 Per Sale
Cookie Duration: 7 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
American Express Canada is a prominent player in the financial services sector, offering a range of credit cards and financial products tailored to meet diverse consumer needs. Known for its premium rewards programs and customer service, American Express cards cater to travelers with points on travel expenses and exclusive access to experiences. This strong reputation positions American Express as a desirable option for both new and seasoned cardholders.
Joining their affiliate program is a great way to earn through promoting these renowned financial products. With commissions set at $200 per sale, you can make significant earnings with just a few successful referrals, especially considering that their customers often spend more, given the nature of personal finance products. This creates attractive earning potential in relation to the average cardholder’s spending habits.
American Express is also recognized for its exceptional customer service, which often leads to higher customer satisfaction and retention rates. Affiliate marketers can benefit from these trusted values as they drive potential customers to explore the various ways an American Express card can elevate their purchasing power and lifestyle. If you're involved in the finance niche, this program adds a lucrative opportunity to your portfolio.
Join the American Express Canada Affiliate Program
Commission Rate: $85 Per Lead
Cookie Duration: Direct Link (Session Only)
Affiliate Network: Commission Junction
Payout Threshold: $50
BBVA Bank is part of the giant financial services family, making banking easy for millions. They offer a wide range of products including personal and business banking services, loans, credit cards, and investment options. BBVA has made a name for itself in the digital banking space, providing smooth online banking experiences that customers love.
For affiliate marketers, the BBVA Bank affiliate program is quite attractive. With a solid commission rate of $85 per lead, it can quickly add up! If you think about it, referring just a few customers per month could substantially boost your earnings.
While specifics like cookie duration and affiliate network details might be a bit fuzzy, the program's strong commission potential makes it worth checking out. Plus, BBVA’s reputation as a reliable and innovative bank can help affiliates market their products more effectively.
Join the BBVA Bank Affiliate Program
Lasso lets you showcase your affiliate links in beautifully designed displays. When your visitors see a descriptive product box, they're more likely to click because they know where they're going.
Commission Rate: $12 - $45 Per Item
Cookie Duration: 30 Days
Affiliate Network: CJ Affiliate
Payout Threshold: $50
Check Into Cash is a go-to option for those in need of quick cash solutions. Established as a leader in the payday loan and cash advance services, they’re known for offering flexible financial products that can help customers manage cash flow issues. Their vast range includes services like title loans and check cashing, making them a convenient choice for many.
With an appealing affiliate program, Check Into Cash boasts a commission structure that ranges from $12 to $45 per item. Depending on the type of service or product sold, that can translate into solid commission earnings. For example, if your average sale nets $30 per item, you could be looking at commissions averaging around $20, making it worthwhile for affiliates.
Their cookie duration lasts for 30 days, which gives you a decent window for customers to make a purchase after clicking your link. Plus, the mix of multiple financial services makes it easy for affiliates to showcase various products that fit different customer needs.
Join the Check Into Cash Affiliate Program
Commission Rate: $12 Per Order
Cookie Duration: 45 Days
1-800 AUTO YES is all about convenience for drivers. They provide an easy way to get auto insurance quotes without the hassle. The brand is known for its quick and efficient service, making it a popular choice among people searching for affordable insurance options.
The affiliate program offers a solid commission rate of $12 per order, which can really add up. Even if we don't have the average order value information, you can expect decent earnings from promoting this brand. With a cookie duration of 45 days, you’ll have plenty of time for your referrals to convert into sales!
This program is a good fit for those in the auto insurance niche. The ease of signing up and referring customers makes it an intriguing option for affiliate marketers. The buyer-friendly approach of 1-800 AUTO YES helps ensure your audience gets value while you earn some income at the same time.
Join the 1-800 AUTO YES Affiliate Program
Commission Rate: $5 Per Sale
Cookie Duration: 45 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
myAutoloan.com is an online platform that connects borrowers with lenders to facilitate car loans. They’ve built a reputation for simplifying the auto loan process, making it easier for customers to find financing options that suit their needs. The site caters to a variety of customers, including those looking for new and used car loans, lease buyouts, and auto refinancing.
What sets myAutoloan apart is its commitment to providing users with multiple quotes for car financing in just minutes. This feature not only saves time but also ensures that borrowers can evaluate different rates and terms, leading to potential savings. Their streamlined approach has gained traction among car buyers, helping them make informed decisions effortlessly.
The myAutoloan affiliate program offers a straightforward commission of $5 per sale, which can be appealing given the nature of the purchases associated with auto loans. The platform's focus on user experience and loan transparency is likely to resonate with potential customers, making it a solid choice for affiliates interested in promoting car financing solutions.
Join the myAutoloan.com Affiliate Program
Commission Rate: $70 Per Order
Cookie Duration: 30 Days
Leads Zoom is all about streamlining your lead generation efforts. The program focuses on providing tools that help businesses capture and manage leads efficiently. This makes it perfect for marketers looking to enhance their sales pipeline and improve conversion rates.
The affiliate program offers a solid commission of $70 per order, which can add up quickly if you're marketing to the right audience. Though specific product types and average order values aren't mentioned, the attractive commission structure means smart affiliates can see decent earnings. With its straightforward tools, Leads Zoom positions itself well for both new and established marketers.
With a cookie duration of 30 days, you have a solid timeframe to earn commissions on referrals. The appeal of Leads Zoom comes from its focus on practical solutions for lead management—ideal for marketers and businesses keen on boosting their customer acquisition efforts.
Join the Leads Zoom Affiliate Program
Commission Rate: 76% Per Lead
Cookie Duration: 45 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
BadCreditLoans.com is a go-to platform for anyone in need of quick cash, especially those grappling with poor credit history. They connect borrowers with a network of lenders that specialize in bad credit loans. This means many people can find lenders willing to work with them, making it a popular choice in the financial services market.
The affiliate program offers an enticing 76% commission per lead. Though the average lead value isn’t specified, that commission can still translate to significant earnings since the potential for high-interest loans exists. It’s a goldmine for affiliates, particularly those targeting individuals searching for borrower-friendly financial solutions.
Affiliates will also appreciate the 45-day cookie duration. This means you'll still get credited for sales made weeks after someone clicks your link. With the right marketing strategy, this program can potentially bring in steady commissions easily for those willing to promote financial services.
Join the BadCreditLoans.com Affiliate Program
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Commission Rate: 76% Per Approved Loan
Cookie Duration: Unknown
Affiliate Network: Commission Junction
Payout Threshold: $50
PersonalLoans.com is a lending marketplace that connects borrowers with a variety of loan options, making it easy for consumers to find the right financial solution. They cater to a wide audience, whether someone needs funds for consolidating debt, making a significant purchase, or managing unexpected expenses. With the convenience of an online platform, PersonalLoans.com simplifies the borrowing process, featuring various lenders in one place.
Their affiliate program is particularly appealing, offering a hefty 76% commission per approved loan. This means that if the average loan amount is around $10,000, you could earn around $7,600 for each sale generated through your affiliate links. Such an attractive commission structure, coupled with a range of loan products, creates a lucrative opportunity for marketers looking to partner with a trusted brand in the personal lending space.
Building on their existing reputation in the industry, PersonalLoans.com provides affiliates with the tools needed to succeed. Their user-friendly interface and broad product selection make it easier for affiliates to attract potential borrowers. While specific details about cookie duration and approval requirements need to be clarified, the high commission rate suggests it's worth exploring this affiliate opportunity further.
Join the PersonalLoans.com Affiliate Program
Commission Rate: $100 Per Order
Cookie Duration: 45 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
CashAdvance.com is a well-known player in the online lending space, helping individuals access quick cash through personal loans and cash advances. It's a straightforward platform where users can apply for short-term financial solutions, making it a go-to option for those in need of immediate funds. Their user-friendly interface and quick approval times have contributed to their growing popularity.
When it comes to the affiliate program, the commission structure is quite enticing. Affiliates earn a solid $100 for every order that comes through their referral link. This makes it a lucrative opportunity, especially considering the services they provide often attract users looking to borrow money urgently. With a 45-day cookie duration, there's plenty of time for potential buyers to make those decisions.
While specific details like payout thresholds and approval requirements aren't readily available, CashAdvance.com's straightforward offering and strong market presence present a promising opportunity for marketers looking to promote financial services. It’s a great fit for audiences seeking quick financing solutions.
Join the CashAdvance.com Affiliate Program
Commission Rate: 5% Per Sale
Cookie Duration: 60 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
National Funding is all about providing business loans to small and medium-sized companies. They specialize in working capital solutions, equipment financing, and business credit. With a solid reputation in the industry, National Funding offers financial support to businesses across various sectors, helping them thrive.
Affiliates will enjoy a 5% commission on sales, which can add up nicely given that many business loans are substantial. For instance, if the average loan amount is around $30,000, affiliates can earn a nice commission just for referring clients. Plus, with a cookie duration of 60 days, you have a good window to capture sales.
The affiliate program is designed for those looking to promote financial products. It’s a smart choice for anyone with a network of business owners. With reliable service and a focus on customer needs, National Funding's offerings have potential for success in affiliate marketing.
Join the National Funding Affiliate Program
Commission Rate: $21 Per Lead
Cookie Duration: 30 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
Fairstone is a reputable lender in Canada, offering personal loans that cater to a wide array of needs, from debt consolidation to unexpected expenses. They have made a name for themselves by providing flexible loan solutions, emphasizing community support and customer service. Their main focus is helping Canadians navigate financial challenges, making them a popular choice for many.
The Fairstone Canada Personal Loans affiliate program offers a straightforward commission structure. Affiliates earn $21 for every lead they generate. With a cookie duration of 30 days, there's ample opportunity for engagement and conversion. This setup is great for both experienced marketers and beginners looking to monetize their platforms.
Although specific details about approval requirements and payout thresholds aren't outlined, the simplicity of the commission model and the brand's strong presence in the Canadian market make it a solid option for affiliate marketers. As many consumers seek trustworthy financing options, promoting Fairstone aligns well with audience needs.
Join the Fairstone Canada Personal Loans Affiliate Program
Commission Rate: $120 Per Sale
Cookie Duration: 45 Days
Affiliate Network: Impact Radius
Payout Threshold: $50
Upstart is a unique online lending platform that aims to simplify the borrowing process for consumers. It’s well-known for using advanced technology and machine learning to offer personal loans based on multiple factors, such as education and work history, rather than just credit score. This makes it especially appealing to younger borrowers looking for flexible financing options.
The Upstart affiliate program presents a commission opportunity of $120 per sale. With this rate, affiliates can see significant earnings, especially if they target consumers seeking personal loans. Given the increasing popularity of online financing, there's a good chance you'll attract plenty of interest.
Affiliates can take advantage of a cookie duration of 45 days, allowing a decent window for potential conversions. While specifics on other details like payout thresholds and approval requirements aren't thoroughly disclosed, the combination of Upstart's innovative approach to loans and flexible contract terms makes it an attractive option for anyone exploring affiliate marketing in the finance sector.
Join the Upstart Affiliate Program
Commission Rate: $25 - $50 Per Sale
Cookie Duration: 45 Days
Approval Requirements: Application via CJ Affiliate network; manual approval by Ally Invest; active website with original, relevant content focused on trading, investing, or personal finance; compliance with CJ and Ally Invest program terms and brand guidelines; targeted to U.S. audience
Affiliate Network: CJ Affiliate
Payout Threshold: $50
Ally Invest is a well-known name in the online trading and investment sector. They cater to both new and experienced traders with an array of investment options including stocks, ETFs, mutual funds, and more. The platform prides itself on offering low-cost trading services and top-notch educational resources to help users make informed financial decisions.
The affiliate program offers solid commissions ranging from $25 to $50 per sale, which can really add up given the number of potential customers looking for a reliable trading platform. With their comprehensive suite of investment tools and a user-friendly interface, it's easy to see why so many people are drawn to Ally Invest.
With an attractive cookie duration of 45 days, affiliates have plenty of time to convert leads into sales. Ally Invest’s reputation for strong user engagement and a appealing range of services makes their affiliate program a strategic choice for marketers looking to monetize their audience's interest in personal finance and investment opportunities.
Join the Ally Invest Affiliate Program
Commission Rate: Unknown
Cookie Duration: Unknown
Affiliate Network: ShareASale
Payout Threshold: $50
Credit Sesame is all about helping you manage and improve your credit score. They provide users with free access to their credit report, credit score, and personalized recommendations. The platform is user-friendly and offers tools designed to empower customers with better financial decisions.
One of the cool features of Credit Sesame is that it helps users track their progress over time. With insights and educational content, users can understand their credit situation better, making it easier to achieve financial goals. They have a solid reputation in the credit monitoring space, drawing in a growing audience keen on improving their financial health.
By joining their affiliate program, marketers can tap into a range of users interested in credit solutions. This makes it a great opportunity for those in finance or personal development niches. While specifics on commission rates and cookie duration aren't listed, the potential for driving quality traffic to the platform can lead to nice earnings through user sign-ups.
Join the Credit Sesame Affiliate Program
Commission Rate: $40 - $160 Per Lead
Cookie Duration: 30 Days
Affiliate Network: Impact
Payout Threshold: $50
Upgrade is all about providing financial solutions. This innovative financial technology company offers personal loans and credit cards, designed to help customers improve their credit scores and manage their finances more effectively. They focus on transparency and customer satisfaction, making financial products accessible to a wide audience.
The Upgrade affiliate program stands out with attractive commission rates ranging from $40 to $160 per lead. Given the high-value loans and credit products on offer, the potential earnings from each successful lead can be quite tempting. This means that if you're promoting their services effectively, you could see some nice payouts coming your way.
With a cookie duration of 30 days, affiliates have a solid timeframe to earn commissions after a referral. This gives potential customers enough time to consider their options before making a decision. Overall, Upgrade's program offers good potential for affiliates looking to partner with a brand dedicated to helping people enhance their financial wellness.
Join the Upgrade Affiliate ProgramAs leaders in the affiliate marketing industry, the team at Lasso has built a reputation for delivering results. Our team has over a decade of experience building affiliate sites and monetizing them.
At Lasso, we've earned the trust of thousands of affiliate marketers to help them monetize their own websites. Our success as a business is directly correlated to how well we help our customers grow their affiliate revenue.
If you want to be a successful affiliate in the loan niche, you can trust our recommendations to help make it happen.
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