LendingClub is a peer-to-peer lending company. If you need a loan, rather than going through a bank, you make a pitch and a pool of hundreds of people will lend you the money. Kind of like crowdsourcing for a loan. The interest rate you’re charged will be lower than what most banks would offer. And the return for the lenders can be high.
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LendingClub is a peer-to-peer lending company. If you need a loan, rather than going through a bank, you make a pitch and a pool of hundreds of people will lend you the money. Kind of like crowdsourcing for a loan. The interest rate you’re charged will be lower than what most banks would offer. And the return for the lenders can be high.
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