The Budgeting industry is on the rise, with a projected market size expected to reach $8.3 billion by 2026, growing at a CAGR of 4.4% from 2021 to 2026 according to a recent report by Market Reports World. This growth indicates a booming opportunity for affiliate marketers looking to tap into a thriving market focused on personal finance management.
This guide covers our top 25 Budgeting Affiliate Programs. For each program, you'll get key details like:
Commission rates
Cookie duration
Approval requirements
Affiliate network
Payout threshold
Transform your monetization strategy with insights into the most rewarding budgeting programs!
Approval Requirements: Publishers must join and apply through the Impact affiliate network. Applicants must have an active website or mobile app focused on personal finance or wealth management with original content. Approval is at the discretion of Personal Capital based on site quality, audience relevance, and compliance with program policies. There is no publicly stated minimum traffic requirement.
Affiliate Network: Impact
Payout Threshold: $50
Personal Capital is a financial technology company focusing on wealth management and personal finance. It's well-known for its innovative tools, which help users track their finances, investments, and retirement planning all in one place. By offering a free financial dashboard, it has gained popularity among individuals looking to take control of their financial futures.
The affiliate program allows you to promote Personal Capital’s technology and services. With a commission rate of $115.20 per lead, affiliates can make a significant earnings potential. Given that Personal Capital serves a clientele with considerable wealth, the average value for a lead can translate into meaningful commissions for marketers targeting financially savvy individuals.
This program leverages a 30-day cookie duration, ensuring you receive credit for any referrals made within that time frame. While additional details about payout thresholds and affiliate network specifics remain elusive, the overall appeal of Personal Capital’s offerings makes its affiliate program attractive for those looking to promote a reliable and respected brand in the finance sector.
Approval Requirements: Publishers must apply through the Impact affiliate network, have a website, blog or social media channel focused on personal finance or investing; applications are manually reviewed and approved at Acorns' discretion; coupon or deal sites are not accepted.
Affiliate Network: Impact
Payout Threshold: $50
Acorns is a smart investment app designed to help everyday folks invest their spare change automatically. By rounding up your purchases to the nearest dollar and investing the difference, Acorns simplifies saving and investing for users who may not have a lot of financial experience. It’s an accessible way for anyone to start building wealth over time without feeling overwhelmed.
The brand has gained significant popularity among millennials and younger generations, making investing feel approachable and fun. In addition to the round-up feature, Acorns offers an educational component through its various resources, helping users understand investment basics and financial fitness. This blend of ease and education appeals to many new investors.
For affiliates, Acorns offers a solid commission rate of $10 per lead, giving you a good incentive to promote the app. With a cookie duration of 30 days, your referrals have plenty of time to make a choice, and if they sign up, you can enjoy the benefits. Even though specific payout thresholds and approval requirements are elusive, partnering with such a well-regarded financial service could lead to promising affiliate sales.
Approval Requirements: Active website, blog, or social media channel focused on personal finance or retirement with primarily US-based audience; completion of the application via Impact, signing of the affiliate agreement, and provision of valid payment and tax details (W-9 for US or W-8BEN for non-US).
Affiliate Network: Financial Affiliates
Payout Threshold: $50
Blooom is all about making retirement planning simple and accessible for everyone. They specialize in helping individuals manage their 401(k) accounts and optimize their investments, providing personalized portfolio analysis and financial tools.
This brand is popular among those looking for financial guidance without the heavy jargon. They focus on providing easy-to-understand services which are designed for busy professionals who want to get the most out of their retirement savings.
As an affiliate, you earn $15 for each analysis sold, which is an excellent way to build your earnings. Plus, with a cookie duration of 30 days, you can benefit from repeat visitors as potential customers return to check out Blooom’s services.
Wealthsimple is all about making investing and finance accessible and simple for everyone. They offer a range of services, from investment management to savings accounts, tailored for various financial needs. Their user-friendly platform is particularly popular among millennials and new investors looking to start their journey without feeling overwhelmed.
With a commission rate of 5% per sale, Wealthsimple provides an attractive earning potential for affiliates. Since the company emphasizes easy financial solutions, many savvy marketers can tap into a diverse audience eager for financial advice and investment opportunities. The average order value can vary, but considering the demographic and the services offered, there is great potential for solid commissions.
Wealthsimple’s brand recognition grows as they market their services through various channels, making it easier for affiliates to promote their offerings. By joining their affiliate program, marketers can leverage the growing trend of fintech and help others manage their finances while earning some money on the side!
Trim is all about helping you manage your finances wisely and easily. They provide a service that connects with your bank accounts to analyze spending and even negotiate bills on your behalf. It's a super useful tool for anyone looking to save some cash and simplify their budgeting process.
With a solid commission rate of $6 per lead, Trim's affiliate program is pretty appealing for marketers. The potential audience is vast, as everyone can benefit from better financial management. Plus, its user-friendly approach makes it easier to convert leads into sign-ups.
Trim operates with a 30-day cookie duration, which gives you a decent window to earn commissions. Signing up for their affiliate program could be a smart move, particularly if you're targeting budgets and personal finance enthusiasts!
Sage Financials is a well-established brand in the financial software industry, offering a comprehensive suite of products designed to help businesses manage their finances smoothly. They provide solutions for accounting, payroll, and cash flow management, catering mainly to small and medium-sized businesses. Their software is known for its user-friendly interface and robust functionality, making financial management easier for many.
Affiliates can take advantage of the growing demand for efficient financial tools as businesses increasingly transition to online platforms. The program features a cookie duration of 30 days, meaning any referral will be credited to your account for a whole month. While details about the commission rate and network are a bit tricky to pin down, it's important to know that Sage's offerings are competitive in pricing, which means you could see a decent payout if you put in the effort.
Although specific payout thresholds are not detailed, the potential for high returns is definitely there. With plenty of businesses looking for innovative ways to maintain their finances, promoting Sage Financials can be a solid option for those eager to dive into the financial affiliate space. Whether you're a financial blogger, site owner, or social media influencer, this program has the potential to add value to your portfolio.
CollegeBacker is revolutionizing the way families save for college. This platform allows users to create and manage college savings accounts easily. It connects families directly to college savings options while promoting educational funding options through their services.
The program also offers features designed to appeal to anyone wanting to support a student’s education. Whether it’s family members contributing to a child's education fund or a straightforward savings account, CollegeBacker understands the importance of higher education and aims to make saving an enjoyable and stress-free experience.
With its intuitive interface and strong focus on an online community, CollegeBacker stands out as a quality choice for education savings. Their affiliate program can be a smart choice for bloggers and influencers who talk about education, family finance, or parenting since CollegeBacker caters to a passionate and growing audience.
'Steady | PAUSED' is all about quality sleep and wellness products, geared towards folks who value restful nights and rejuvenated mornings. They offer a selection of premium bedding and sleep-related essentials that aiming to enhance the overall sleeping experience. With a keen focus on comfort, their products range from luxurious pillows to cozy blankets, ensuring every item helps in creating the perfect sleep environment.
While their affiliate program features a commission rate of $0 per sale, the 30-day cookie duration gives affiliates ample time to earn credit for referred sales. The brand is somewhat niche, but its dedication to quality may appeal to those who are genuinely invested in improving sleep health. This brand's reputation for quality might motivate buyers to invest in their products once they see the value.
Affiliates can tap into a community that prioritizes wellness, but it's unclear what the specific approval requirements or payout thresholds are. Despite the unknowns in those areas, promoting a brand that values good sleep could still yield results, especially for those who creatively engage their audience about sleep quality and health.
Trim Financial Manager is all about helping people save money effortlessly. They focus on providing users with automated tools to track and manage their finances, cancel subscriptions, and negotiate bills. This simplifies the often overwhelming array of financial decisions and tasks that people face daily.
The brand is gaining traction as a trusted financial assistant, making it popular among savvy consumers who are looking to improve their budgeting and saving habits. With a straightforward app and process, users can tackle their expenses without breaking a sweat.
The affiliate program offers a commission rate of $4.20 per sale, making it an appealing option for marketers. This means with some effective marketing, you could earn some decent side cash depending on the volume of sales generated. Given the financial management niche's growing popularity, promoting Trim could be a win-win for affiliates.
Privacy.com is a growing tech company that specializes in online payments and privacy solutions. Their service allows users to create virtual credit cards, making it easier and safer to shop online without exposing personal information. It's ideal for anyone concerned about online security and avoiding unwanted charges.
The affiliate program offers a commission of $30 per lead. This means if you refer someone who signs up, you'll earn that much. It’s a straightforward way to earn money, especially since the concept of protecting financial information is increasingly popular among online shoppers.
With a cookie duration of 30 days, you have a solid window to capture potential leads. Affiliates can target audiences interested in online shopping, tech gadgets, and financial security who will benefit from this unique service. Overall, Privacy.com stands out in the digital payment landscape.
Lasso lets you showcase your affiliate links in beautifully designed displays. When your visitors see a descriptive product box, they're more likely to click because they know where they're going.
Money Patrol is a finance-focused platform that aims to help its users stay informed about the latest trends and tips in personal finance. They provide resources that can assist people in making smart money decisions, from budgeting to investing. With a reputation for being user-friendly and informative, Money Patrol offers a great way to break into the financial market.
Their affiliate program is attractive, offering a commission rate of 10% per sale. So, if your referrals make a purchase averaging around $100, you could earn a cool $10 for each sale made through your links. Plus, with a cookie duration of 30 days, you can benefit from returning customers even after the initial visit!
While other specifics about their affiliate network and payout details aren't readily available, the combination of a strong brand reputation and a solid commission structure makes Money Patrol’s program worth considering for any affiliate marketer looking to dive into the personal finance niche.
Approval Requirements: Must purchase a membership plan to access affiliate links
Affiliate Network: In-house affiliate platform
Payout Threshold: $50
The Harvest Plan is all about providing top-notch organic products to health-conscious customers. They focus on serving tasty, wholesome food options that promote a healthy lifestyle. Plus, they emphasize ethical sourcing, so customers can feel good about what they’re eating.
Affiliates can earn a commission rate of 15% on every sale, which can add up quickly given the brand’s strong appeal. If their average order value is, say, $100, that means affiliates could pocket around $15 per sale. This makes it an attractive opportunity for anyone in the health and wellness niche.
While some details like cookie duration and approval requirements are unknown, the program still presents a solid choice for affiliate marketers looking to promote a reputable brand that resonates with consumers eager to make healthier choices.
PocketSmith is all about making personal finance simple and streamlined. With a focus on helping users manage their budgets, track spending, and plan for the future, it's a valuable tool for anyone looking to take control of their finances. They offer various features, like interactive budgeting and forecasting, which appeal to a wide range of users from young professionals to families wanting to save more effectively.
The brand has gained a solid following thanks to its easy-to-use interface and comprehensive financial solutions. Their affiliate program stands out with a lucrative 30% recurring commission rate, which can lead to significant earnings. If you consider the average order value for a subscription, your commission could quickly add up. That’s real value for your promotional efforts!
PocketSmith also has a 30-day cookie duration, giving you a good amount of time to earn from your referrals. This ups your chances of converting leads, ensuring that you are rewarded for your marketing efforts. It's a great opportunity for affiliates who want to promote a service that genuinely helps people improve their financial well-being.
OnTrajectory is all about helping people manage their finances effectively. Their platform focuses on helping users track their spending, set financial goals, and make informed decisions about investments. It's an ideal tool for anyone looking to take control of their personal finances.
The brand has made a name for itself in the personal finance tech space. They cater to users who want a user-friendly experience combined with powerful tools to visualize their financial future. With a service that simplifies complex financial concepts, OnTrajectory appeals not just to finance geeks but also to everyday people.
As for their affiliate program, partnering with OnTrajectory can be a great opportunity. When connecting with a community that's looking to improve their financial situation, affiliates can enhance their content while promoting an invaluable tool. Whether you're a blogger or a social media influencer, sharing OnTrajectory can resonate well with audiences eager for practical financial advice.
HoneyMoney is a unique platform that stands out for its focus on enabling users to maximize their savings and earn rewards. With programs tailored to help people navigate the world of finances, it provides engaging content and tools that folks love to share. This makes it a great fit for affiliate marketers looking to promote services that resonate with their audience.
The brand is known for offering a blend of financial advice, money-saving tips, and exclusive promotions. It attracts a diverse audience of savvy consumers eager to manage their budgets more effectively. Affiliates can leverage this popularity by sharing quality content and enticing deals, which can drive substantial traffic and conversions.
While the specific commission rate varies, it's important for affiliates to consider the potential earnings based on the average order values. A 60-day cookie duration allows a decent window for commissions, encouraging affiliates to engage their audience effectively. HoneyMoney's approachable style and knack for relatable finance topics make it an appealing partner for affiliates.
Budget Boot Camp is all about helping people take control of their finances. They provide a variety of online courses and resources aimed at budgeting, saving money, and managing personal finances, which makes them super appealing to anyone wanting to get better with their money.
This program is eye-catching for affiliates, especially with a commission rate of 15% per sale. While we don't have specifics about average order values, you can imagine that promoting a practical budgeting solution could lead to significant earnings. Affiliates can really benefit from tapping into an audience eager to improve their financial health.
The brand attracts a wide range of customers, from budgeting newbies to those looking to refine their skills. With helpful content and a commitment to financial education, Budget Boot Camp is positioned for growth, making its affiliate program a great opportunity for marketers looking to promote useful and impactful resources.
Approval Requirements: Applicants must have an active website, blog, or social media channel focused on personal finance, budgeting, or productivity; applications are manually reviewed for audience fit and content quality.
Affiliate Network: Impact
Payout Threshold: $50
You Need a Budget (YNAB) is a budgeting tool designed to help people take control of their finances. Founded in 2004, it offers users tools and resources to allocate every dollar, track their spending, and break the paycheck-to-paycheck cycle. YNAB’s approach is fresh and empowering, making budgeting less of a chore and more of a proactive strategy for financial health.
One of the neat things about YNAB's affiliate program is the rewarding structure. Affiliates earn 1 free month for every lead generated. This simple commission model means if you refer potential customers who sign up, you’re rewarded right away, fostering a direct connection between affiliates and their audience.
With its growing popularity among individuals looking to improve their financial situation, YNAB has built a dedicated community. Their commitment to education and user support really makes it easier for anyone to jump into budgeting. Promoting YNAB can not only lead to earnings for affiliates, but it also contributes to a larger mission of financial literacy and empowerment.
Billshark is all about helping folks save on their bills. They negotiate with service providers to lower costs for consumers on bills like cable, internet, and phone services. It’s a handy service for those who want to save money without doing the legwork themselves.
As for their affiliate program, it’s a great opportunity for marketers because everyone loves to save on monthly expenses. They target a wide audience — think of anyone with recurring bills! This broad appeal makes it easier to refer potential customers, especially in today’s economy where every penny counts.
Affiliates promote Billshark to help their audience access savings, and in return, they earn a commission. With Billshark's service designed for savings, you can bet that users will appreciate the chance to decrease their monthly expenses. This makes the affiliate program attractive and relevant in a market where cost-saving solutions are in high demand.
Truebill is a financial management tool that helps users take control of their subscriptions, bills, and overall spending. Essentially, it allows people to track their finances more efficiently by identifying recurring charges, offering budget tracking, and even helping with savings. It's particularly popular among millennials who want to simplify their financial life.
Affiliates can benefit from their program with a commission rate of $80 for each account linked, which is a great incentive for those promoting the service. With subscription services booming, this makes Truebill an attractive option for earning solid commissions.
The 30-day cookie duration is above average, giving affiliates plenty of time to earn their commissions. Through engaging marketing efforts, affiliates can really tap into the growing market of people looking to optimize their finances.
Digit is a popular app designed to help users save money effortlessly. Launched to simplify personal finance, it automates savings by analyzing your spending habits and automatically setting aside small amounts of money based on what you can afford. This approach appeals to those who want to save but struggle to make it a priority.
The affiliate program for Digit offers a commission rate of $5 for every lead you bring in. Since saving money is a universal need, promoting this app to your audience could be quite lucrative. Plus, the ease with which users can sign up and start saving might enhance your chances of earning consistent commissions.
Digit's modern approach to personal finance, coupled with its user-friendly platform, makes it an attractive choice for folks who want to manage their savings without the hassle. Affiliates might find that the growing interest in financial wellness creates a great opportunity to earn money by connecting their networks with Digit.
Moneyspire is all about making money management easy and accessible for everyone. They offer personal finance software that helps customers keep track of their budgeting, expenses, and investments. Their user-friendly tools make it simple for individuals and families to stay on top of their financial health.
The Moneyspire affiliate program rewards marketers with a 15% commission for each sale. If you think about their average order value, as an example, a typical customer might spend around $100. That means you could earn about $15 per sale which really adds up if you can bring in multiple customers.
With a cookie duration of 45 days, you have a decent window to earn commissions from leads that you refer. In the world of finance tools, Moneyspire offers a reliable option, making it a great fit for anyone looking to promote beneficial products that help users in their financial journey.
As leaders in the affiliate marketing industry, the team at Lasso has built a reputation for delivering results. Our team has over a decade of experience building affiliate sites and monetizing them.
At Lasso, we've earned the trust of thousands of affiliate marketers to help them monetize their own websites. Our success as a business is directly correlated to how well we help our customers grow their affiliate revenue.
If you want to be a successful affiliate in the budgeting niche, you can trust our recommendations to help make it happen.
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