Do you talk about budgeting and managing finances on your blog? Then you should check out our list of budgeting affiliate programs.
• UpdatedMany content creators in the budgeting niche struggle with finding affiliate programs that not only align with their content but also convert effectively, leaving them uncertain about how to maximize their income potential.
The budgeting industry is booming, with the global budget management software market projected to reach $9.65 billion by 2026, growing at a CAGR of 10.5% from 2021 [source](https://www.researchnester.com/reports/budget-management-software-market/3069). This growing interest in personal finance creates ample opportunities for content creators to tap into lucrative affiliate programs.
This guide covers our top 21 Budgeting Affiliate Programs. For each program, you'll get key details like:
By the end of this guide, you'll have a clear roadmap to help you choose the right programs that not only resonate with your audience but also bolster your income!
Jump straight to the affiliate programs
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We analyze each program's commission structure to evaluate how lucrative the program will be for our readers.
Before we recommend a program, we ensure the product offerings are high-quality and trustworthy.
We give extra weight to brands with stellar reputations for taking care of their affiliates.
Different programs have different payout thresholds and frequencies that we considered when writing our list.
Commission Rate: $115.20 Per Lead
Cookie Duration: 30 Days
Affiliate Network: Impact
Payout Threshold: $50
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Personal Capital is a finance company that focuses on helping people manage their money more effectively. They offer a range of digital financial tools that make it easier for users to plan for retirement, track their investments, and keep an eye on their spending.
The platform stands out because of its combination of technology and personal advisors. Users have access to a wide array of financial tools, like budgeting software and investment tracking. Plus, they can chat with real financial advisors when they need extra help.
Personal Capital's tools are designed for anyone looking to take control of their financial future, whether you’re just starting to save or already managing a significant investment portfolio.
Joining their affiliate program can be rewarding. With a solid commission rate of $115.20 per lead, affiliates can earn a good income by promoting their financial services. That’s a great incentive, especially when paired with the value that Personal Capital provides to users.
The cookie duration is 30 days, meaning you’ll continue to earn commissions if someone you referred signs up within that period.
This program also offers potential for scalability as Personal Capital grows its user base and expands its services. And let's not forget, they have a trusted reputation, which can definitely help affiliates when it comes to promoting their services.
Join the Personal Capital Affiliate Program
Commission Rate: $10 Per Lead
Cookie Duration: 30 Days
Payout Threshold: $50
Acorns is an innovative app designed to help folks invest their spare change. It rounds up your everyday purchases to the nearest dollar and automatically invests the differences. This makes it super easy for anyone to start investing, regardless of their financial knowledge.
The platform is quite popular among younger generations looking to dip their toes into the investment world without overwhelming them. This is a user-friendly way to build wealth over time without needing to think too hard about it.
As an affiliate, you can earn a solid $10 for each person who signs up through your referral link. This is a nice incentive, especially considering how straightforward it is to introduce people to the app. It's a great way to encourage others to develop good money habits.
Plus, Acorns offers a unique experience with its educational content. A lot of users appreciate the information provided about investing, which can help nurture users to make smarter financial decisions. This added value can be a big selling point for your promotions.
With a cookie duration of 30 days, you'll have plenty of time to capture that lead, even if someone doesn’t sign up immediately. If they click your link today, you could still get credit for them even if they decide to join next week.
Join the Acorns Affiliate Program
Commission Rate: $15 Per Analysis
Cookie Duration: 30 Days
Payout Threshold: $50
Blooom is a fresh and innovative financial services company focused on helping people grow their retirement savings. They provide personalized 401(k) management services, adjusting your investments based on your risk tolerance, age, and financial goals.
Their easy-to-use platform appeals to anyone looking to make the most out of their retirement funds without needing to be a financial expert. Blooom helps users to make informed decisions about their retirement accounts, which is a huge selling point.
The Blooom affiliate program is a great opportunity for affiliates who are looking to promote a unique service in the financial niche. You can earn a solid commission of $15 for every analysis that you drive, with a cookie duration of 30 days.
This program is perfect if you have an audience that values financial planning and retirement savings. With some savvy marketing strategies, helping people find Blooom could turn into a steady income stream for you.
Join the Blooom Affiliate Program
Commission Rate: 5% Per Sale
Cookie Duration: Unknown
Payout Threshold: $50
Wealthsimple is all about making investing and personal finance super easy for everyone. Founded in 2014, this cool Canadian company has quickly become a go-to for those wanting to manage their money better. They offer a range of services, like automated investing, tax filing, and even cryptocurrency trading.
With Wealthsimple, you don't have to be a finance expert to start investing. Their platform is user-friendly and guides you through the process without overwhelming you with jargon. They aim to take the guesswork out of financial planning.
Their affiliate program offers a 5% commission on total sales, which can add up nicely, especially if you're promoting to a wider audience. Investing is often about long-term growth, so partnering with Wealthsimple can give your followers a chance to build their wealth while you earn some cash on the side!
They’re widely recognized and communicate the benefits of investing, making it easier for you to market their services to potential clients. With Wealthsimple, your audience will find a trusted brand that simplifies finance, which only enhances your promotion efforts.
Join the Wealthsimple Affiliate Program
Commission Rate: $6 Per Lead
Cookie Duration: 30 Days
Payout Threshold: $50
Trim is all about simplifying your finances. Launched to help users save money effortlessly, it offers a variety of services that make managing spending a breeze. From making it easy to cancel unwanted subscriptions to finding better pricing on bills, Trim stays on top of modern financial issues.
This company has gained significant traction in the personal finance space, with a solid reputation among users for its user-friendly interface and reliable service. People love how Trim takes away the stress of financial management, letting them focus on other important aspects of life.
When you join their affiliate program, you're looking at a commission rate of $6 per lead. This can add up quickly, especially if you consider the potential customer engagement from the wide range of users looking for financial relief.
The cookie duration for Trim is 30 days, which means you’ll get credit for any referrals that convert within that timeframe. This can be great for affiliates with engaging content that nudges their followers toward taking action soon after visiting.
In a world where managing finances can seem overwhelming, Trim’s tools and services stand out. As an affiliate, promoting a brand that empowers people to save and manage their money is both rewarding and easy.
Join the Trim Affiliate Program
Commission Rate: Varies
Cookie Duration: 30 Days
Sage Financials is all about simplification when it comes to managing finances and business operations. They offer an array of financial management tools aimed at small to mid-sized businesses, making accounting and financial control a breeze.
Their products are designed to streamline processes like billing, invoicing, expense tracking, and more. This lets businesses focus on what they do best, rather than getting lost in paperwork.
When you think of Sage Financials, think reliability. Businesses trust Sage to manage their finances efficiently. They are known for their robust and user-friendly software solutions.
While the specifics of their affiliate program like commission rates can vary, the potential for earnings can be significant given the demand for financial management tools. And with a 30-day cookie duration, there's a solid chance for commissions to roll in.
With Sage, you’re promoting trusted solutions that are essential for business success. That’s a win-win for both affiliates and their audiences!
Join the Sage Financials Affiliate Program
Commission Rate: Unknown
Cookie Duration: 30 Days
CollegeBacker is all about making college savings easier for families. They provide a platform where people can save for future education costs. It's a great option whether you’re saving for your newborn or planning for a high school graduate.
Their user-friendly interface allows families to set up a 529 college savings plan quickly. This type of account is tax-advantaged, which means your savings grow faster compared to regular savings accounts.
CollegeBacker also emphasizes community involvement. They allow friends and family to contribute to the savings plan, making it a team effort to help students achieve their education goals. This feature resonates well with users, turning savings into a family journey.
They aim to empower parents and caregivers with resources that simplify saving for education. This includes guiding them through investment choices and even offering tips on maximizing contributions.
By promoting smart saving, CollegeBacker has gained a positive reputation among families looking for reliable ways to save for education expenses. Their commitment to financial literacy helps potential users see the value in starting to save early.
The important part for affiliate marketers is the program’s potential to attract a broad audience of parents and educators searching for effective savings solutions. The focus on community and education makes CollegeBacker a compelling choice for those in the affiliate space.
Join the CollegeBacker Affiliate Program
Commission Rate: $0 Per Sale
Cookie Duration: 30 Days
Steady | PAUSED is an intriguing name in the affiliate world, primarily focused on promoting products designed to enhance productivity, mindfulness, and well-being. They offer a range of tools and resources that can help individuals and even teams focus better on their tasks and yoga inspiration, among other things.
The brand emphasizes a commitment to quality and efficacy, which appeals to a wide audience looking to improve their day-to-day productivity. Their reputation is boosted by a loyal customer base that appreciates the thoughtful design and practicality of their products.
While specifics like commission rates and average order values weren't readily available, the offerings' appeal means that working in the affiliate program could potentially attract a decent amount of traffic. The 30-day cookie duration is solid, providing affiliates a good chance of earning commissions on later purchases.
The brand’s focus on well-being and structured productivity aligns with the growing demand for such products. Even though information about payouts and approval isn't clear, potential affiliates might find this area promising given the cultural push toward more mindful living and effective working.
Join the Steady | PAUSED Affiliate Program
Commission Rate: $4.20 Per Sale
Cookie Duration: 30 Days
Trim Financial Manager is all about making personal finance simple and straightforward. Founded with the aim of helping users save money effortlessly, Trim employs technology to analyze spending patterns and find savings opportunities.
They primarily offer a digital service that connects with users' bank accounts, scrutinizing expenditures to automatically identify subscriptions users may have forgotten about and negotiate bills on their behalf. This appeals to a savvy, budget-conscious audience eager to optimize their financial health.
While specifics on approval requirements, the affiliate network, or payouts are a bit unclear, what stands out is the attractive commission structure. With a commission rate of $4.20 per sale, affiliates have a chance to earn a decent income by promoting this unique financial tool.
The average person is always looking for ways to save a few bucks, and Trim's innovative features draw in a decent customer base. Promoting solutions like Trim could easily resonate with audiences looking to take control of their finances without adding extra stress. Plus, the 30-day cookie duration means affiliates can capture those potential sales even after users leave the site.
In short, Trim Financial Manager offers a great opportunity for affiliates focused on personal finance and savings, and with their commitment to helping users manage money better, promoting their services feels valuable and rewarding!
Join the Trim Financial Manager Affiliate Program
Commission Rate: $30 Per Lead
Cookie Duration: 30 Days
Privacy.com is making waves in the online payment landscape. Founded to give users control over their financial transactions, it allows customers to create virtual payment cards. It's perfect for anyone who wants to shop online without exposing their real card information.
Privacy.com focuses on security and privacy, offering features like single-use cards. This means you can shop securely and avoid unwanted charges. It's a go-to option for those looking to manage subscriptions and one-off purchases easily.
The brand is growing in popularity as people become more aware of online security issues. With a commission rate of $30 per lead, affiliates can earn significant rewards just by bringing in new users. If you're in the finance or digital security niche, this program fits right in.
There’s a 30-day cookie duration, so affiliates have some time to convert leads. This is pretty standard but gives you a solid window to capture those sign-ups. Plus, the ease of use and straightforward features make it a breeze for newcomers.
Affiliates can expect a relatively easy sell, thanks to Privacy.com's focus on user experience and security. It's an attractive offer for anyone keen on making money in the online finance arena.
Join the Privacy.com Affiliate Program
Lasso lets you showcase your affiliate links in beautifully designed displays. When your visitors see a descriptive product box, they're more likely to click because they know where they're going.
Commission Rate: 10% Per Sale
Cookie Duration: 30 Days
Money Patrol is all about helping people manage and understand their finances better. They’re dedicated to providing information on various money-related topics, from saving tips to investment strategies. With the rise in online financial literacy, Money Patrol has caught a lot of attention.
The brand offers a range of digital products, including e-books, courses, and tools geared toward personal financial growth. It’s a great spot for those looking to gain insights into managing debt, budgeting, and improving their overall financial health.
One of the highlights of Money Patrol’s affiliate program is the attractive 10% commission rate per sale. While the average order value isn’t specified, affiliates can still anticipate decent earnings depending on the products sold. If the average product price is around $50, for instance, that could translate to an average commission of $5 per sale.
Plus, the cookie duration is set at 30 days, giving affiliates ample time to earn commissions from referred sales. As for merchant popularity, as a resource for financial guidance, Money Patrol is gaining traction among audiences eager to enhance their financial knowledge.
Join the Money Patrol Affiliate Program
Commission Rate: 15% Per Sale
Cookie Duration: Unknown
The Harvest Plan is a unique affiliate program in the sustainable living niche. Known for its focus on organic and eco-friendly products, this program appeals to environmentally conscious consumers.
They offer a range of products aimed at promoting sustainable agriculture and healthy eating. From organic seeds to gardening supplies, each product supports a greener lifestyle and healthier choices.
The brand has gained popularity due to its commitment to quality and sustainability. Customers love their products for being not only good for the planet but also for creating vibrant, home-grown produce.
With a commission rate of 15% per sale, affiliates have a great earning potential. This makes it an attractive option for those who align with sustainable principles and want to earn money while promoting exactly that.
Many customers appreciate the average order value, which can boost your earnings. If we consider an average order, the 15% commission could translate into a substantial payout with every sale.
The Harvest Plan's focus on education, providing gardening tips and tricks alongside their products, can also help drive interest and sales through affiliate links.
Join the The Harvest Plan Affiliate Program
Commission Rate: 30% Recurring
Cookie Duration: 30 Days
PocketSmith is all about personal finance and budgeting. They help users manage their money better with their awesome financial planning software. Think of it as your friendly assistant in budgeting, forecasting, and tracking your expenses. It’s designed to cater to everyone, from regular folks trying to get their spending in check to businesses looking for better financial insights.
PocketSmith has gained a strong following thanks to its smooth user interface and powerful features. Users love how intuitive it is to set up budgets and analyze their spending habits. Plus, the ability to link bank accounts saves users time by automatically categorizing transactions, keeping everything organized.
One of the key attractions for affiliates is their enticing commission structure. You get a solid 30% recurring commission on every sale. This means every time someone subscribes through your affiliate link, you reap the benefits month after month!
By partnering with PocketSmith, you're promoting a brand known for its reliability and helpful tools. It’s like getting insight into the financial wellbeing of your audience while earning a nice side income for yourself. With a long cookie duration of 30 days, you’ve got time on your side to earn those commissions.
Join the PocketSmith Affiliate Program
Commission Rate: Unknown
Cookie Duration: Unknown
OnTrajectory is a useful platform designed for those who want to take control over their financial future. It specializes in providing solid budgeting, investment planning, and retirement forecasts. The tools available encourage users to view their financial situation clearly and make informed decisions.
The brand has established itself as a trustworthy resource for individuals looking to enhance their financial literacy. With the rise in interest around personal finance, OnTrajectory has gained popularity among digital-savvy users. They aim to simplify financial planning and budgeting, making it accessible for everyone.
As an affiliate marketer, promoting OnTrajectory can be a smart move. Their user-friendly tools attract a wide range of customers, from first-time investors to seasoned budgeters. This wide appeal can result in a diverse range of potential customers coming through your affiliate links.
While specific details about their affiliate program are not available, promoting a finance-oriented platform like OnTrajectory often has good potential for conversions. People are increasingly looking for guidance in managing their finances, making it a hot market right now.
If you're looking for an affiliate opportunity in the personal finance space, OnTrajectory could be a great fit. Its quality resources and growing brand recognition could translate into good success for affiliate partners.
Join the OnTrajectory Affiliate Program
Commission Rate: Varies
Cookie Duration: 60 Days
HoneyMoney is an exciting financial platform designed to help users manage their personal finances with sweet benefits. It offers tools for budgeting, tracking spending, and even savings opportunities that can really make a difference in daily life.
The platform has a modern, user-friendly interface, making it easy for anyone to start managing their money effectively. To sweeten the deal, HoneyMoney’s affiliate program provides an attractive commission rate that differs based on performance. This means there’s potential for affiliates to earn more as they grow their efforts.
The cookie duration is set at 60 days, which gives plenty of time for potential customers to make a purchase after clicking on an affiliate link. Affiliates can benefit from this long window as it increases the chances that users will return to complete their sign-up or purchase.
HoneyMoney's reputation in the finance space is rising steadily, thanks to its innovative features and strong community engagement. Many users appreciate the platform's practical advice on maximizing savings and spending wisely.
While specific payout thresholds and approval requirements haven't been detailed, it’s worth noting that many financial programs typically aim to accommodate various affiliate levels—making it easier for marketers of all experience levels to join in.
Join the HoneyMoney Affiliate Program
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Commission Rate: 15% Per Sale
Cookie Duration: Unknown
Budget Boot Camp offers a unique approach to financial education. They help people take control of their budgets and learn valuable money management skills.
The program is all about empowering individuals to save money and reduce financial stress. They provide resources, workshops, and tools designed to help users create healthier financial habits.
The appeal of Budget Boot Camp lies in its practical focus. People looking to get their finances in line can find guidance tailored to real-life situations. With money management on the rise, the importance of their services continues to grow.
This program is perfect for affiliates targeting an audience interested in personal finance and budgeting tools. As every sale leads to financial change, it’s a feel-good opportunity for affiliate marketers!
With a commission rate of 15%, affiliates can earn solid payouts from each sale they generate. Given this rate, your earnings could add up quickly, especially if your referrals find success and value from the program!
Join the Budget Boot Camp Affiliate Program
Commission Rate: 1 Free Month Per Lead
Cookie Duration: Unknown
Payout Threshold: $50
You Need a Budget, often called YNAB, is all about helping people take control of their money. Founded with the aim of making budgeting easier, YNAB has become a favorite tool for money management enthusiasts. It's especially popular among those who want to get serious about their finances and stop living paycheck to paycheck.
YNAB offers a software platform that teaches you the principles of budgeting while providing the necessary tools to implement them. Users can track their expenses, set spending goals, and plan for future expenses. The app is perfect for individuals looking to create a budget tailored to their unique financial situations.
This financial tool is appealing because it's straightforward and user-friendly. Many people rave about its intuitive layout and helpful features, making budgeting less of a chore. YNAB’s real magic lies in its educational approach, enabling users to understand their financial habits better.
The affiliate program is designed to reward promoters with one free month for each lead generated. This makes it an attractive option for bloggers and content creators focusing on personal finance. By recommending YNAB, affiliates can help their audience improve their budgeting while earning rewards.
For those in the niche of personal finance, promoting YNAB makes a lot of sense. Their loyal user base continues to grow as the brand garners great reviews for its effectiveness. So, if you're looking to recommend a budget tool, YNAB stands out as a solid choice!
Join the You Need a Budget (YNAB) Affiliate Program
Commission Rate: Unknown
Cookie Duration: Unknown
Payout Threshold: $50
Billshark is an innovative company that helps consumers save money on their recurring bills. They offer services to negotiate better rates on services like cable, internet, and insurance. Think of them as your personal bill negotiator!
It's all about giving customers control over their expenses. Billshark takes the stress out of dealing with service providers, and they do this by leveraging their expertise. Many people might not realize just how much they can save!
They've built a solid reputation in the industry since launching. With a focus on customer satisfaction, Billshark has garnered positive reviews. Their service not only saves people money but simplifies their lives too.
Affiliates can step into a program that capitalizes on these savings. Helping others find deals can be fulfilling and profitable. Plus, every household has bills, so the potential customer base is virtually endless.
Joining the Billshark affiliate program means being part of a service that genuinely helps people. It's a great way to promote savings and make a real difference in someone’s financial life.
Join the Billshark Affiliate Program
Commission Rate: $80 Per Account Linked
Cookie Duration: 30 Days
Truebill is a personal finance app that helps users manage their subscriptions, track expenses, and save money. Founded with the goal of simplifying financial management, Truebill has quickly become a popular choice for anyone looking to take control of their finances.
The app allows users to see all their subscriptions in one place, which makes it easy to identify and cancel services they no longer use. It also includes features for budgeting and goal-setting, making it a comprehensive tool for managing money.
As far as the affiliate program goes, you earn a solid commission of $80 for each account you help link. With the average user saving a significant amount through Truebill, this can be a great selling point for your audience.
Another appealing aspect is the cookie duration of 30 days. This gives you a fair amount of time to earn commissions even if users don’t sign up immediately after clicking your link.
Truebill is also gaining traction among millennials and anyone interested in taking control of their financial situation. Its focus on transparency and savings solutions makes it a trove for financial wellness enthusiasts looking to promote useful tools.
Join the Truebill Affiliate Program
Commission Rate: $5 Per Lead
Cookie Duration: Unknown
Payout Threshold: $50
Digit is a financial app designed to help folks save money effortlessly. Launched with a mission to simplify saving, Digit automatically analyzes your spending habits and transfers small amounts of money into your savings account. It’s perfect for anyone who struggles to set aside money.
The app provides users with the unique ability to save toward specific goals, making saving for vacations or larger purchases easier. Digit has gained popularity among millennials, thanks to its user-friendly interface and ability to connect seamlessly with bank accounts.
Their affiliate program offers a commission rate of $5 for every lead you generate. This means each time someone signs up through your unique link, you earn that commission. Not bad for a few clicks!
While the cookie duration isn't specified, it's vital to bring users to the app's features and ease of use. Highlighting how Digit provides automated savings can significantly drive interest and conversions.
Overall, promoting Digit can be a worthwhile addition to your affiliate marketing endeavors, especially given its growing audience and unique value proposition.
Join the Digit Affiliate Program
Commission Rate: 15% Per Sale
Cookie Duration: 45 Days
Moneyspire is a well-regarded personal finance software platform. It helps users track their spending, create budgets, and manage their finances effectively. With a sleek interface and user-friendly tools, Moneyspire appeals to a wide audience looking to take control of their financial lives.
This software allows users to see all their accounts in one place, including bank accounts, budgets, and expenses. It’s a popular choice among individuals who want to simplify their financial management without complex features that can overwhelm them.
The Moneyspire affiliate program offers a nice 15% commission on sales, which can add up quickly, especially if you refer customers regularly. Many users find the product valuable, which makes it easier to promote.
The cookie duration of 45 days provides ample time for users to make a purchase after clicking on your affiliate link. This means that if they visit the site, decide to come back later within this time frame, you'll still get credit for the sale.
Although specific details like payout thresholds and approval requirements aren’t widely available, the program seems to be straightforward, appealing to both new and experienced affiliate marketers.
Promoting Moneyspire can lead to solid commissions, especially if you target an audience focused on personal finance improvement.
Join the Moneyspire Affiliate ProgramWhen compiling our list of the 21 best budgeting affiliate programs, we considered a range of factors to ensure we provided a comprehensive and fair evaluation. Our goal was to help you make the best possible choice for your affiliate marketing needs. Here's a closer look at our selection criteria:
By considering these factors, we've been able to provide you with a list of budgeting affiliate programs that are not only profitable but also fair, reputable, and supportive of their affiliates.
As leaders in the affiliate marketing industry, the team at Lasso has built a reputation for delivering results. Our team has over a decade of experience building affiliate sites and monetizing them.
At Lasso, we've earned the trust of thousands of affiliate marketers to help them monetize their own websites. Our success as a business is directly correlated to how well we help our customers grow their affiliate revenue.
If you want to be a successful affiliate in the budgeting niche, you can trust our recommendations to help make it happen.
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