These are the best credit card affiliate programs worth joining.
• UpdatedThe Credit Card industry is booming, with the total value of the U.S. credit card market projected to reach over $1 trillion by 2025, reflecting a compound annual growth rate (CAGR) of 6.6% from 2020 to 2025 (IBISWorld). As more consumers turn to credit to manage their finances and make purchases, the demand for credit card products and affiliate partnerships continues to soar.
This guide highlights our top 15 Credit Cards Affiliate Programs that can help you tap into this lucrative market. For each program, you'll discover essential details, including:
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We analyze each program's commission structure to evaluate how lucrative the program will be for our readers.
Before we recommend a program, we ensure the product offerings are high-quality and trustworthy.
We give extra weight to brands with stellar reputations for taking care of their affiliates.
Different programs have different payout thresholds and frequencies that we considered when writing our list.
Commission Rate: Up to $200 Per Sale
Cookie Duration: 7 Days
Approval Requirements: Valid website, compliance with American Express guidelines, and a completed application process.
Affiliate Network: eBay Partner Network
Payout Threshold: $50
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American Express is one of the most recognized names in the financial services industry, known for its credit cards, charge cards, and travel-related services. With decades of experience, they provide various card options, from cashback to travel rewards, catering to a wide array of customers, including individuals and businesses.
The American Express affiliate program offers affiliates a chance to earn commissions on new card sign-ups. With a commission rate of up to $200 per sale, the earning potential is fantastic for marketers who can effectively drive referrals. American Express is particularly appealing to those in the travel sector, as they have incredible travel perks and partnerships, which can help boost conversions.
Affiliates can tap into the brand’s popularity and manage high-performance marketing by reaching a diverse audience looking for reliable financial solutions. With a 7-day cookie duration, there's a solid opportunity for tracking and earning commissions within that timeframe, making it a good option for affiliate marketers in the finance space.
Join the American Express Affiliate Program
Commission Rate: $8 Per Sale
Cookie Duration: 10 Days
Discover is a well-known financial brand that focuses on providing exceptional customer service and a diverse range of products, including credit cards, banking services, and loans. With a strong reputation for reliability, they appeal to customers looking for competitive rates and rewards programs. Their credit cards, in particular, are popular due to cash-back options and attractive benefits, helping them stand out in a crowded market.
The Discover affiliate program offers a commission rate of $8 per sale. This means that for each successful transaction, affiliates can earn a consistent amount, which can add up quickly, especially if the average order value is high. Aiming for conversions is more straightforward with a solid 10-day cookie duration, ensuring that referred customers can still be credited to affiliates within that window.
While specific details about approval requirements and payouts weren't readily available, it's clear that partnering with such a reputable brand provides affiliates an opportunity to earn through the promotion of trusted financial products. Given Discover's established presence in the industry, this affiliate program is certainly one to keep on the radar for anyone interested in financial services.
Join the Discover Affiliate Program
Commission Rate: $2 Per Sale
Cookie Duration: 45 Days
Barclays Bank is a well-established financial institution with a rich history dating back to 1690. They offer a broad range of banking products and services, including personal loans, credit cards, investment accounts, and savings plans. This makes it a go-to option for anyone looking to manage their finances efficiently.
With a solid reputation and a keen focus on customer satisfaction, Barclays appeals to consumers who are interested in both personal and business banking solutions. They have user-friendly online banking features, which simplifies the process of managing accounts and applying for new products. It’s an attractive choice for individuals seeking reliable financial services.
Their affiliate program is straightforward with a commission rate of $2 per sale and a generous 45-day cookie duration. While you won't find exact payout thresholds or approval requirements listed, the ongoing demand for banking products means that marketers can tap into a consistent flow of potential customers for solid earnings.
Join the Barclays Bank Affiliate Program
Commission Rate: $25 Per Lead
Cookie Duration: 30 Days
Payout Threshold: $50
The USAA Credit Cards affiliate program is a great opportunity for those interested in the financial sector. USAA offers banking and insurance solutions tailored for military members and their families. They have a solid reputation for outstanding service and specialized products ranging from credit cards to insurance policies and investment services.
With a commission rate of $25 per lead, you can earn a decent payout just for directing potential customers to their offerings. Since they focus on an audience that values financial security and service, promoting their credit card products could be lucrative, especially given the potential high volume of referrals.
Commission Rate: Varies
Cookie Duration: Varies
Affiliate Network: CJ Affiliate
Payout Threshold: $50
Bankrate is a well-established name in personal finance, providing an array of financial products and services. Established in 1976, they help consumers navigate credit cards, mortgages, and loans, among other financial options. Their expertise and informational resources empower users to make informed decisions, turning Bankrate into a go-to platform for millions looking for smart financial choices.
When it comes to credit cards, Bankrate showcases a broad selection from various major issuers, focusing on rewards, cash back, and low introductory rates. This extensive offering appeals to a diverse audience seeking the best deals tailored to their financial needs. While the exact commission structure isn’t publicly detailed, it typically varies based on the card and promotional offers at any given time, providing an exciting potential for affiliates.
One of the highlights of promoting Bankrate credit cards is their solid reputation and traffic. They attract significant online visitors, making it easier for affiliates to generate leads. The credibility attached to their brand can enhance your marketing efforts, as consumers are more likely to trust and explore recommendations from a well-known name in the industry.
Join the Bankrate Credit Cards Affiliate ProgramWe'll email you a link to the full list.
Commission Rate: $0.00 Per Order
Cookie Duration: 30 Days
Sainsbury's Bank is part of one of the UK’s most trusted retailers, Sainsbury’s. Established in 1997, it offers a variety of financial products including credit cards, savings accounts, and insurance services. With Sainsbury’s strong brand reputation, they have created a solid customer focus, appealing to those looking for reliable banking solutions integrated with their shopping experience.
The appeal of Sainsbury's Bank to affiliate marketers lies in its popular grocery chain, known for its vast selection and affordable prices. Although the commission rate for affiliates stands at $0.00 per order, the potential to drive customers through Sainsbury's existing customer base could be valuable for those promoting their financial products. Plus, the 30-day cookie duration gives affiliates ample time to convert visitors into customers.
While specific details about payout thresholds and approval requirements remain unknown, the vast range of financial products means there's ample opportunity for affiliate marketers. Combining high brand loyalty and the convenience of being part of a household name gives Sainsbury’s Bank’s affiliate program a unique edge in marketing financial services.
Join the Sainsbury’s Bank Affiliate Program
Commission Rate: Unknown
Cookie Duration: 30 Days
Affiliate Network: CJ Affiliate
Payout Threshold: $50
Credit Karma is a well-known financial technology company founded in 2007. They help people understand and manage their credit scores while offering free credit reports and personalized financial advice. It's a go-to platform for many looking to improve their financial health without the hassle of hidden fees.
They provide a range of services like credit monitoring, loan comparisons, and personalized recommendations for credit cards and savings accounts. With a reputation for being user-friendly, Credit Karma attracts millions of users eager to take charge of their finances. This popularity is a real asset for affiliates looking to promote trusted financial solutions.
While specific commission rates are a mystery, the program supports a robust 30-day cookie duration, which gives affiliates a solid chance to earn commissions on referrals. If you’re in the finance niche, promoting Credit Karma could be a smooth ride thanks to its strong brand recognition and the ongoing demand for credit management tools.
Join the Credit Karma Affiliate Program
Commission Rate: $200 Per Sale
Cookie Duration: 7 Days
Affiliate Network: Commission Junction
Payout Threshold: $50
American Express Canada is a trusted name in financial services, offering a range of credit cards tailored for different lifestyles and needs. Whether you’re a frequent traveler looking for travel rewards, a business owner wanting cash back, or someone who loves exclusive perks, there’s an Amex card that fits. Their reputation for exceptional customer service and additional benefits, like travel insurance and discounts, makes them a popular choice.
The affiliate program has a robust commission rate of $200 per sale. This is particularly attractive for affiliates, especially if they can target the right audience. Given that American Express cards often come with first-year incentives and promotions, driving those sales can be highly profitable for affiliates who put in the effort.
With a cookie duration of 7 days, affiliates have a fair amount of time to convert potential clients. While the average order value is not specified, the potential commissions from signing up new cardholders can definitely add up, making this a worthwhile program for marketers looking to capitalize on financial products.
Join the American Express Canada Affiliate Program
Commission Rate: $40 Per Order
Cookie Duration: 30 Days
Payout Threshold: $50
Genesis Financial Solutions focuses on personal finance products, aiming to help folks achieve financial stability. From credit repair services to debt consolidation options, they offer solutions tailored to various financial needs. Their user-friendly approach makes them quite popular among individuals looking to improve their financial standing.
The affiliate program is straightforward, featuring a commission rate of $40 per order. This means if you successfully refer customers making purchases, your earnings could add up quickly, especially if they opt for higher-value services. It's an incentive for marketers to promote their offerings effectively.
Affiliates benefit from a cookie duration of 30 days, which gives them some time to convert leads into sales. While specific details about the approval requirements or payout thresholds weren't found, the program's structure makes it an enticing option for those interested in personal finance affiliates. Promoting a brand that helps people take charge of their finances can also be fulfilling.
Join the Genesis Financial Solutions Affiliate Program
Commission Rate: $175 Per Item
Cookie Duration: 1 Day
Payout Threshold: $50
Barclays US Online Savings is a solid offering for folks looking to save money while earning interest. Just like its UK counterpart, this American branch is known for competitive rates and no monthly fees, making it a popular choice for savers. With a reliable reputation in the banking world, Barclays provides a safe haven for your hard-earned cash, ensuring your savings grow over time.
Affiliates can earn a commission of $175 per referral when users open a savings account. This makes it a lucrative opportunity, especially considering that many customers tend to keep substantial balances in their savings accounts. The one-day cookie duration means you'll want to encourage quicker sign-ups, but with the right strategy, this program can be quite rewarding.
While we don't have details on payout thresholds or approval requirements, what’s clear is that Barclays aims to build relationships with affiliates. By promoting a brand known for its reliability and strong customer service, you'll be directing your audience to a trusted financial institution.
Join the Barclays US Online Savings Affiliate Program
Lasso lets you showcase your affiliate links in beautifully designed displays. When your visitors see a descriptive product box, they're more likely to click because they know where they're going.
Commission Rate: Unknown
Cookie Duration: Unknown
Affiliate Network: ShareASale
Payout Threshold: $50
Credit Sesame is a great platform for individuals looking to manage their credit and improve their financial health. They offer a range of services, including free credit scores, credit monitoring, and personalized loan recommendations. This makes it an appealing choice for consumers who want to take charge of their financial future.
The brand has gained popularity for its user-friendly interface and helpful resources that demystify credit scores for the average person. Their audience includes anyone from first-time credit users to those seeking to boost their credit rating. With tools and information available at no cost, they attract a substantial user base.
Joining the Credit Sesame affiliate program is an attractive option for marketers because of the demand for credit management tools today. By promoting their services, affiliates can tap into a growing market of individuals wanting to improve their financial situation. Offering valuable financial insights means affiliates can provide meaningful products that genuinely help consumers.
Join the Credit Sesame Affiliate Program
Commission Rate: $40 - $160 Per Lead
Cookie Duration: 30 Days
Payout Threshold: $50
Upgrade is all about making personal finance easier and more accessible. Founded with the aim of helping consumers improve their financial health, Upgrade offers a range of products, including personal loans, credit monitoring, and educational resources. Their mission is to provide a simpler, more transparent process for anyone looking to manage their finances better.
As part of the Upgrade affiliate program, you can earn impressive commissions ranging from $40 to $160 per lead. This means that if you're driving quality traffic, your efforts can pay off significantly. Plus, the 30-day cookie duration ensures you won’t miss out on commissions from customers who take a little time to decide.
While specific details about approval requirements and payout thresholds weren't available, the popularity of Upgrade in the financial space combined with their solid offerings makes their affiliate program an enticing option. It's perfect for anyone looking to monetize content in the personal finance niche!
Join the Upgrade Affiliate Program
Commission Rate: $25 Per Sale
Cookie Duration: 30 Days
Payout Threshold: $50
Capital Bank is known for providing a range of financial products and services that cater to both personal and small business needs. They offer various offerings, including checking accounts, savings accounts, loans, and credit cards. Their user-friendly online platform makes banking simple and accessible for everyone, whether you're managing your personal finances or running a business.
With an affiliate program that pays $25 per sale, it's a great opportunity for marketers to earn some extra cash by promoting Capital Bank’s services. Since financial products often have a higher average order value compared to physical goods, every sale made can lead to significant earnings. This figure reflects the appeal their products may have to potential customers.
While the specifics on approval requirements and payout thresholds remain elusive, it’s clear that Capital Bank aims to work with affiliates who can effectively reach their audience. The 30-day cookie duration is a solid selling point, allowing affiliates ample time to capture customer interest and drive conversions.
Join the Capital Bank Affiliate Program
Commission Rate: $8 Per Sale
Cookie Duration: 10 Days
Payout Threshold: $50
Experian is a leading global information services company that's all about helping people take control of their financial futures. They specialize in credit reports, scores, and marketing services, giving consumers and businesses access to their credit data and analytics. You can think of Experian as a go-to resource for financial health, helping individuals understand and improve their credit scores while allowing businesses to gain insights on potential customers.
The Experian affiliate program offers a solid commission structure with a $8 payment for each sale made through your referral links. This can add up quickly, especially if you're reaching an audience interested in managing their credit or seeking identity theft protection plans. While the average order value isn't specified, the high demand for these services typically translates into substantial sales, allowing affiliates to earn competitive commissions.
Plus, with a cookie duration of 10 days, you’ve got a decent window to earn that commission when someone clicks on your link. Overall, Experian's reputation as a trusted brand in the credit space makes their affiliate program an appealing choice for marketers focused on financial services and consumer education.
Join the Experian Affiliate Program
Commission Rate: $1 - $70 Per Lead
Cookie Duration: 14 Days
Affiliate Network: CJ Affiliate
Payout Threshold: $50
LendingTree is a well-known online marketplace that connects consumers with lending options for various financial needs. Since its inception, it has carved out a significant niche in the personal finance space. By comparing different lenders, LendingTree offers a hassle-free way for people to find loans, mortgages, and credit cards that suit their financial situations. This platform attracts a diverse audience looking for clear and competitive rates.
The beauty of the LendingTree affiliate program lies in its commission structure. Affiliates can earn between $1 and $70 for each lead generated. This means that even a few sign-ups can quickly add up to substantial payouts. As affiliates promote LendingTree's services, they'll benefit from a user-friendly platform that earns trust with its reliable offerings.
While specific details like the affiliate network and approval requirements aren't published, the overall accessibility and effectiveness of LendingTree make it an appealing program for marketers. With a cookie duration of 14 days, affiliates get a fair chance of earning commissions on potential leads who revisit within that window.
Join the Lending Tree Affiliate Program
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If you want to be a successful affiliate in the credit cards niche, you can trust our recommendations to help make it happen.
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