These are the best credit card affiliate programs worth joining.
• Updated November 27, 2023Are you interested in Credit Cards Affiliate Programs? Well, you're in for a treat! We're here to give you the lowdown on this lucrative niche. No fluff, just straightforward insights and practical advice to help you succeed. So, let's dive right in!
Jump straight to the affiliate programs
Choosing the right affiliate program is an essential part of any winning affiliate marketing strategy.
There are several reasons why you should choose credit cards affiliate programs:
Looking for programs in a different niche? Check out our full Affiliate Programs Database.
We analyze each program's commission structure to evaluate how lucrative the program will be for our readers.
Before we recommend a program, we ensure the product offerings are high-quality and trustworthy.
We give extra weight to brands with stellar reputations for taking care of their affiliates.
Different programs have different payout thresholds and frequencies that we considered when writing our list.
The Bankrate Credit Card Network helps website owners generate revenue from their credit card-related website traffic. Experienced reps are there to help.
Commission Rate: Varies
Cookie Duration: Varies
The Bankrate Credit Cards affiliate program is a great choice for website owners looking to monetize their credit card-related traffic. With a varied commission rate and cookie duration, you have the flexibility to earn revenue based on your specific needs and audience. Whether you have a blog, comparison website, or financial advice platform, the experienced reps at Bankrate are there to assist you every step of the way.
By joining the Bankrate Credit Card Network, you can tap into their extensive selection of popular credit card offers. From cashback cards to travel rewards, they have options that cater to different audiences and interests. This variety allows you to promote products that align with your website's niche and attract your target audience, increasing the likelihood of conversions and higher earnings.
Join the Bankrate Credit Cards Affiliate Program
Commission Rate: Up to $200 Per Sale
Cookie Duration: 7 Days
American Express is one of the top credit card companies in the industry, known for its long-standing reputation and widespread use. With a commission rate of up to $200 per sale, it offers a lucrative opportunity for affiliates to earn substantial income. The commission rate is higher than what is typically expected, making it a great choice for those looking to maximize their earnings.
In addition, American Express provides a generous cookie duration of 7 days. This means that if a customer makes a purchase within 7 days of clicking on your affiliate link, you will still receive the commission. This longer duration gives you a higher chance of earning commissions, as it allows for more time for potential customers to make a decision.
One of American Express's most popular products is their Platinum Card, which offers exclusive perks and rewards for frequent travelers. Another popular product is their Blue Cash Preferred Card, which provides cashback on everyday purchases. With such attractive products and a competitive affiliate program, American Express is definitely a great choice for affiliates looking to partner with a reputable credit card company.
Join the American Express Affiliate Program
Commission Rate: $25 Per Lead
Cookie Duration: 30 Days
USAA Credit Cards is an exceptional affiliate program tailored specifically for active and retired military personnel. With their extensive range of financial services, they cater to all the needs of the military community.
One of the standout features of USAA Credit Cards is their generous commission rate of $25 per lead. This rate is higher than what most affiliate programs offer, making it a lucrative opportunity for affiliates. Additionally, the 30-day cookie duration ensures that affiliates have a longer window to earn commissions from their referrals.
USAA Credit Cards has gained immense popularity among military personnel due to their commitment to serving those who serve our country. Their most popular products include credit cards with exclusive benefits and rewards tailored to the needs of military members. With USAA Credit Cards, affiliates have the opportunity to promote these highly sought-after products and earn substantial commissions.
Join the USAA Credit Cards Affiliate Program
Commission Rate: $2 Per Sale
Cookie Duration: 45 Days
Barclays Bank's affiliate program is truly exceptional. With a legacy spanning over 400 years in the banking industry, Barclays brings unparalleled expertise and trust to its affiliate partners. The program boasts a remarkable EPC, ensuring great earnings potential for affiliates. Moreover, Barclays enjoys immense brand recognition, which further enhances the credibility and visibility of the affiliate program.
When it comes to the specifics, the commission rate offered by Barclays is an impressive $2 per sale. This provides affiliates with a lucrative opportunity to earn substantial commissions for their efforts. Additionally, the cookie duration of 45 days is generous, giving affiliates a longer window to earn commissions on referred sales.
Barclays Bank offers a diverse range of popular products that attract a wide customer base. From their highly regarded savings accounts to their innovative credit card offerings, Barclays provides financial solutions that cater to various needs. Their mortgage options and investment services are also well-regarded in the industry, making Barclays Bank a sought-after brand for customers and affiliates alike.
Join the Barclays Bank Affiliate Program
Commission Rate: $8 Per Sale
Cookie Duration: 10 Days
Discover is a fantastic affiliate program that offers a range of credit cards without any annual fees, which is a major plus. Not having to worry about annual fees can save customers a lot of money in the long run. Plus, with a commission rate of $8 per sale, affiliates have the potential to earn a decent income.
Another great aspect of the Discover affiliate program is the 10-day cookie duration. This means that if a customer clicks on your affiliate link and makes a purchase within 10 days, you will still receive credit for the sale. This longer cookie duration increases the likelihood of earning commissions, as it gives customers more time to make a decision.
Discover's most popular products are their credit cards, which come with a range of benefits and rewards. Customers can choose from a variety of cards that suit their needs and preferences. Whether it's cashback, travel rewards, or low interest rates, Discover has a card for everyone. With their reputation for excellent customer service and strong brand recognition, promoting Discover as an affiliate can be a lucrative opportunity.
Join the Discover Affiliate Program
Commission Rate: Unknown
Cookie Duration: 30 Days
Credit Karma is a great tool to get yourself a free credit report. It gives you a soft check so it won’t ding your score.
Join the Credit Karma Affiliate Program
Commission Rate: $0.00 Per Order
Cookie Duration: 30 Days
Sainsbury’s Bank was the first Supermarket Bank that built up a customer base across a range of market leading financial services products.
Join the Sainsbury’s Bank Affiliate Program
Commission Rate: $200 Per Sale
Cookie Duration: 7 Days
Your Canadian website visitors can take advantage of the usual perks of being an American Express user, like getting a cash-back or flexible rewards card
Join the American Express Canada Affiliate Program
Commission Rate: $25 Per Sale
Cookie Duration: 30 Days
Using a secured credit card--like the OpenSky from Capital Bank--is one of the smartest ways to improve your credit score.
Join the Capital Bank Affiliate Program
Commission Rate: $8 Per Sale
Cookie Duration: 10 Days
Experian is probably the most recognized credit scoring service out there. It’s a perfect complementary program for anyone working in financial services.
Join the Experian Affiliate Program
Lasso lets you showcase your affiliate links in beautifully designed displays. When your visitors see a descriptive product box, they're more likely to click because they know where they're going.
Commission Rate: $48 Per Sale
Cookie Duration: 30 Days
TransUniion's expertise in providing easy-to-read credit reports, scores, analyses, and informative, unbiased content greatly enhances the customer experience of online businesses.
Join the TransUnion Affiliate Program
Commission Rate: $40 - $160 Per Lead
Cookie Duration: 30 Days
Upgrade offers loans, as well as its own credit card. Get a credit line of up to $20,000 but with an interest rate closer to a personal loan.
Join the Upgrade Affiliate Program
Commission Rate: $1 - $70 Per Lead
Cookie Duration: 14 Days
Lending Tree is one of the better-known price comparison sites for loans, credit cards, and insurance products and services.
Join the Lending Tree Affiliate Program
Commission Rate: Unknown
Cookie Duration: Unknown
Credit Sesame is a credit and loan company. Use Credit Sesame to estimate your credit score without negatively affecting.
Join the Credit Sesame Affiliate Program
Commission Rate: $40 Per Order
Cookie Duration: 30 Days
Genesis Financial Solutions provides consumer financing options for merchants and service providers in the United States.
Join the Genesis Financial Solutions Affiliate Program
We've built multiple six-figure online businesses that our moms are proud of.
We'd like to help you do the same.
Commission Rate: $175 Per Item
Cookie Duration: 1 Day
The Barclays Online Savings Account offers industry-high interest rates (APYs) and secure, 24/7 access to your funds.
Join the Barclays US Online Savings Affiliate Program
Commission Rate: $45.29 Per Order
Cookie Duration: 45 Days
Caxton is an FCA-regulated payments firm, delivering a user-friendly, API-driven platform to power the various global payment needs of businesses and individuals alike.
Join the Caxton Affiliate Program
Commission Rate: Varies
Cookie Duration: Varies
BankAffiliates.com hosts some of the most lucrative credit card affiliate programs. It also offers lending, insurance, and retail banking.
Join the Bank Affiliates Affiliate Program
Commission Rate: 7% Per Lead
Cookie Duration: 30 Days
Axis Bank is a bank in India with an affiliate program that operates on a cost per lead model. You are paid for every lead.
Join the Axis Bank Affiliate Program
Commission Rate: $200 Per Lead
Cookie Duration: 30 Days
The Avianca LifeMiles credit card is one for the international traveler or digital nomad audience. It has top offers for traveling to South America.
Join the Avianca LifeMiles Credit Card Affiliate Program
Commission Rate: $0.00 - $125.00 Per Order
Cookie Duration: 30 Days
PenFed Credit Union offers market-leading certificates, checking, credit cards, loans, and a wide range of other financial services.
Join the PenFed Affiliate Program
Commission Rate: $3.13 Per Sale
Cookie Duration: 45 Days
Visa CPI is committed to making online shopping as secure, fast, and convenient as purchases you make in a store.
Join the Visa CPI Affiliate Program
Commission Rate: $9.50 Per Lead
Cookie Duration: Unknown
Group One Freedom Platinum is a retail card made for repairing bad credit and is one of the better cards for no credit score at all.
Join the Group One Freedom Platinum Affiliate Program
Commission Rate: Unknown
Cookie Duration: Unknown
Experian IdentityWorks is an identity theft protection service, offering identity protection for all types of individuals and families.
Join the Experian IdentityWorks Affiliate Program
Commission Rate: Unknown
Cookie Duration: Unknown
Accredited Debt Relief specializes in helping you take control of your financial future with its debt settlement program.
Join the Accredited Debt Relief Affiliate Program
Commission Rate: $120 to $750 Per Sale
Cookie Duration: Unknown
Debt Consolidation Care offers free debt counseling and advice from certified counselors to consolidate multiple debts.
Join the Debt Consolidation Care Affiliate Program
Commission Rate: 14% Per Lead
Cookie Duration: 30 Days
Clyde is an AI powered credit card comparison service. It calculates the value of rewards you'd earn based on your transaction data.
Join the Clyde AI Affiliate Program
Commission Rate: 15% Per Lead
Cookie Duration: Unknown
Credit Rx America offers trusted legal credit repair services with no upfront fees. Pay only after each delete and get a free consultation.
Join the Credit Rx America Affiliate Program
Commission Rate: $16.00 and $48.00 Per Sale
Cookie Duration: 30 Days
Identity Guard offers personalized identity theft protection, secure credit monitoring, and credit protection.
Join the Identity Guard Affiliate Program
Commission Rate: $55 Per Lead
Cookie Duration: 30 Days
Ovation works with credit bureaus and creditors to resolve issues with your credit reports. Make your credit report the best it can be!
Join the Ovation Credit Services Affiliate Program
Commission Rate: €25 - €50 Per Lead
Cookie Duration: Unknown
The cards VIABUY offers are Mastercards and are meant for people with bad credit. The selling point and pain point make it easy to market.
Join the VIABUY Affiliate Program
Commission Rate: $36 Per Lead
Cookie Duration: Unknown
Petals success and popularity isn’t surprising – they offer APRs as low as 12.99%, and charge no credit card fees whatsoever.
Join the Petal Affiliate Program
Commission Rate: $35 Per Lead
Cookie Duration: Unknown
The easy signup and the fact that the Indigo Platinum Mastercard is designed to improve credit scores make it an easy sell.
Join the Indigo Platinum Mastercard Affiliate Program
Commission Rate: Varies
Cookie Duration: Varies
Promote various financial products such as credit card offers, credit card merchant accounts, credit reports, loans, and more.
Join the CreditCardBroker.com Affiliate Program
Commission Rate: Varies
Cookie Duration: 365 Days
This network offers services that help with credit repair, foreclosures, repossessions, liens, security clearances, and home loans.
Join the Credit Assistance Network Affiliate Program
Commission Rate: Varies
Cookie Duration: Varies
CardRatings is a consumer resource website that posts credit card reviews and offers guides and tools to help improve visitors’ credit score.
Join the CardRatings Affiliate Program
Commission Rate: Varies
Cookie Duration: 90 Days
Credit Strong helps businesses and individuals improve their credit scores. The company offers several plans.
Join the Credit Strong Affiliate Program
Commission Rate: ₹1000 Amazon Gift Voucher Per Lead
Cookie Duration: Unknown
Yes Bank first began operations in India in 2004. It offers a vast range of banking and financial products, including credit cards.
Join the Yes Bank Affiliate Program
Commission Rate: ₹128 - ₹1160 Per Lead
Cookie Duration: 30 Days
ICICI is India's largest private sector bank. It holds assets worth ₹9,860.43 billion. It has 5,275 branches and over 15,000 ATMs.
Join the ICICI Bank Affiliate Program
Commission Rate: ₹120 - ₹400 Per Referral
Cookie Duration: 30 Days
Standard Chartered is the biggest international bank in India. It has over 100 branches in 43 cities and has been operating since 1858.
Join the Standard Chartered India Affiliate Program
Commission Rate: ₹1,999 - ₹2,000 Per Referral
Cookie Duration: 120 Days
Citibank began operations in India in 1902 and is one of the most well-known banks in the country. A Citibank account is required.
Join the Citibank India Affiliate Program
Commission Rate: Unknown
Cookie Duration: 365 Days
CreditRepair.com works to clear up your credit report. The service costs $89, so it’s not cheap, but not so high to remove some skeletons in your closet.
Join the CreditRepair.com Affiliate Program
Commission Rate: $99 Per Lead
Cookie Duration: 30 Days
Scotiabank is a public bank that offers travel rewards, cashback, low APR, and student cards to their customers in Canada and North America:
Join the Scotiabank Canada Affiliate Program
Commission Rate: $405 Per Sale
Cookie Duration: 30 Days
Luxury Card has premium cards that offer cashback at 2% and air miles redeemed at a rate of 2%, but with no blackout dates or seat restrictions.
Join the Luxury Card Affiliate Program
Commission Rate: $20 Per Sale
Cookie Duration: 180 Days
Unlike certain other credit repair companies, Credit Firm uses attorneys to analyze your credit report, checking that each item is valid.
Join the Credit Firm Affiliate Program
Commission Rate: Varies
Cookie Duration: Varies
CommissionSoup is a leading Cost Per Action (CPA) affiliate network that connects people with credit card offers. Each year brings 1 million new customers.
Join the CommissionSoup Affiliate ProgramWhen compiling our list of the 46 best credit cards affiliate programs, we considered a range of factors to ensure we provided a comprehensive and fair evaluation. Our goal was to help you make the best possible choice for your affiliate marketing needs. Here's a closer look at our selection criteria:
By considering these factors, we've been able to provide you with a list of credit cards affiliate programs that are not only profitable but also fair, reputable, and supportive of their affiliates.
As leaders in the affiliate marketing industry, the team at Lasso has built a reputation for delivering results. Our team has over a decade of experience building affiliate sites and monetizing them.
At Lasso, we've earned the trust of thousands of affiliate marketers to help them monetize their own websites. Our success as a business is directly correlated to how well we help our customers grow their affiliate revenue.
If you want to be a successful affiliate in the credit cards niche, you can trust our recommendations to help make it happen.
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